현대캐피탈 자동차담보대출 조건Priority: All domestic/import passenger cars, RVs, vans, cargo (less than 3.5 tons)
Within 10 years/5 million won or more
Minimum KRW 2 million ~ Maximum KRW 120 million
Repayment in equal installments of principal and interest, repayment in equal installments of principal and interest after deferment
doesn’t exist
0% to 2%
Loan interest rate +3% (within legal maximum interest rate)
Only car owners can apply for a car loan using their own car.
You can take out a loan if you own your own vehicle, and you must set up a vehicle mortgage.
If a customer, who is a debtor, determines that his or her credit status has improved compared to the time of the loan agreement, he or she has the legal right to request an interest rate reduction by presenting reasonable grounds when necessary.
However, the interest rate may not be reduced depending on the results of our evaluation, and products with interest rates determined regardless of credit status are excluded from the right to request an interest rate reduction.
For more information, please check the website Consumer Protection > Major Rights of Financial Consumers > Right to Request Interest Rate Reduction screen.
Repay the same amount every month during the loan period
During the loan period, the principal is repaid in equal amounts every month and the interest is reduced each month.
Interest paid before maturity and repaid in full at maturity
– Pay only interest during the grace period, minimizing initial monthly deposit
– After the grace period, repayment is made equally over the remaining loan period.
– Equal repayment of principal and interest with the principal amount minus the deferred deposit during the loan period
– Lump sum repayment of principal and interest in the last round + deferred deposit
KB Capital counselor
Make your decision after consultation!
(Consultation hours 09:00 ~ 18:00)
