The benefits of MY My Check Card, a check card recently launched by K-Bank, are quite good. Personally, I think that most of the debit cards offer top-class benefits. Above all, it is a card that can be used ineffectively, so it is a recommended card for those who do not use the card a lot.
Today, I am going to check the benefits of K-Bank MY My Check Card and whether there are any points to be aware of. Although there are restrictions on where it can be used, there is no annual fee and you can get a pretty good discount without a track record, so if you have a K-Bank account, please take this opportunity to check it out. 케이뱅크 MY 체크카드
K-Bank MY My Check Card Benefits
First of all, K-Bank MY My Check Card is a card that can receive up to KRW 5,000 in cash back in 10 areas and 47 brands.
Here, the 10 areas are the same as above. The places to pay attention to personally are ‘convenience/living’ and ‘fast food’, ‘bakery’, ‘taxi’ and ‘OTT’. Other than that, there are many cards that show higher picking rates. It’s not a bad card to play in all of the above areas if you don’t have any other cards. 이베이스매뉴얼
Another notable part is that in the ‘convenience/living’ part, it becomes ‘Daiso’, becomes Kakao Taxi, and the Netflix advertising plan was released at 5,500 won.
If you pay 5,000 won or more at the above merchants, you will receive 500 won cashback if the previous month’s performance is 300,000 won or more, and 300 won if the previous month’s performance is less than 300,000 won. If you fill the previous month’s performance and pay 5,000 won just right, you can get a packing rate of up to 10%, but in reality, it seems difficult and it can be said that 9% is used quite well.
If you use it ineffectively, you get 6% cash back. For a debit card, this is a pretty good benefit.
What to pay attention to?
Then, the first thing to check is the exclusion of previous month’s performance. In addition to overseas affiliate fees, university tuition, apartment management fees, transportation card usage fees and gift certificates are excluded.
However, there is no text saying that sales that received a discount are excluded. Then, think of it as 30 days in a month, and if you pay 5,000 won twice a day at a merchant that entered the discount area above, you can get the best benefits and fill the previous month’s performance. (Although it is practically impossible, of course.)
Lastly, please note that you cannot receive benefits from rental stores, or when purchasing gift certificates and prepaid cards. Also, please note that benefits are provided only once per day per area. It is recommended that you check the above contents once more for precautions.
Today, I introduced the K-Bank MY My Check Card, which shows a picking rate of up to 6% even when used without results, and a picking rate of up to 10% when the previous month’s performance is 300,000 won or more. In particular, I like the fact that sales received at a discount are also recognized as performance.
For those who eat a lot of meals with a convenience store lunch box, or those who frequently spend about 5,000 won in the above area, I think it is a card that is as good as a credit card. The advantage of being able to take advantage of other pre-discount benefits is that it can be used ineffectively.