Recently, I was using a card with a telecommunication fee benefit from a telecommunication company.
I’ve changed carriers, and the benefits seem to be small, so I’m looking for a different card.
There is a check card specialized for untact people who love online shopping because it is difficult to go out like these days.
I would like to introduce it to you as it has been released. 케이뱅크 플러스 체크카드
This is the K-Bank Plus check card.
Let me tell you the benefits straight away. 이베이스매뉴얼
Regardless of the previous month’s performance, 0.3% cashback is provided unconditionally at all domestic and overseas affiliated stores.
In the case of the credit card I am using, it was fixed at 0.5% depending on the performance achieved in the previous month.
Looking at this alone, it can be said that the benefits are small.
However, at 12 affiliates, 3% special cashback is provided when using more than 300,000 users in the previous month.
You cannot use it freely within the monthly limit without the condition of amount / number of cases, and there is no annual fee like a credit card.
First of all, the 3% discount is great.
It doesn’t matter what kind of affiliate you are!
12 affiliates with 3% special cashback
Coupang, G Market, Auction, including the largest shopping malls in Korea,
It is an online video service that is in the spotlight as a streaming service these days due to the corona virus.
Netflix, YouTube Premium,
And Baedal Minjok, Yogiyo, Baedaltong, delivery app services essential for life in Bangkok.
Genie Music, an entertainment service, and Naver Plus membership
Applies to Google App Store and Apple App Store.
If you look at the 12 affiliates, it can be said that this is a perfect collection of affiliates that the untact people love.
0.3 cashback at all domestic and foreign affiliated stores without annual fee is also great.
10,000 won per month for all employees over 300,000 won, up to 20,000 won per month for over 500,000 won
The 3% special cashback offer seems like a bonus.
In order to receive the maximum benefit of KRW 20,000, you need to spend more than KRW 500,000.
In my case, based on a family of four, the monthly credit card cost is about 3 million won.
It is expected that you will be able to receive the maximum benefit sufficiently.
Currently, I am using about 3 million won with two credit cards.
One is seeing benefits of up to 5,000 won,
The other is receiving 0.5% points of the amount used for a fixed monthly benefit of 5,000 won.
If you use the K-Bank Plus check card by replacing it by about 660,000 won per month,
That’s about 2.5% more benefit.
You can replace or add a card according to your monthly consumption amount to get the maximum benefit.
I would recommend using a mixture.
And another benefit!
All banks, GS25 ATM fees are free.
When you need cash urgently, you use an ATM machine.
The fee is quite expensive, but you can withdraw cash without a fee by using the K-Bank Plus check card.
Even if there is no balance in K-Bank, most recent mobile financial apps offer free remittance fees.
When you need cash, it will be very useful if you withdraw money by sending it to your K-Bank account.
The benefits we’ve seen so far are really good.
An event is being held to commemorate the launch of the K-Bank Plus check card.
From September 9 (Wednesday) to September 30 (Wednesday)
After opening a K-bank account for the first time in my life after September 1, 2020 (Tuesday), I received a Plus Check Card and received more than once
If you pay, it is a wise stay at home item.
Coupang gift certificate 10,000 won, Google Play gift card 10,000 won, Baedal Minjok gift certificate 10,000 won
You can choose one and get 100%.
Prizes will be awarded the following Tuesday after entry.
It can’t be a really special benefit.
In addition, for debit cards, the tax deduction rate for credit cards is usually 15% at the end of the year.
Debit cards and cash receipts are tax deductible at 30%.
As long as there is a maximum deduction limit (up to 3 million won if the total salary is 70 million won or less)
You will need to split the two cards in a ratio that is favorable to you.
In that respect, with K-Bank Plus check card, it provides better benefits than credit cards and
It would be a good idea to take a year-end tax deduction as well.