What we will be looking at this time is how to make an immediate payment with our credit card prepayment.
As with Kookmin Card and Shinhan Card, instant payment has the same benefits as prepayment, so there are definitely some people who use it.
Let’s take a brief look at how our credit card payment method works. 우리카드 선결제
How to prepay with our credit card?
Again, the most convenient method is to use the phone consultation application through the Woori Card Customer Center.
If you simply request a prepayment through a counselor, you can proceed with the prepayment very easily.
However, in this case, if you apply during the consultation hours, it may take a long time to connect to the phone, so you may have to endure inconvenience. 이베이스매뉴얼
In this case, it is very easy and convenient to use the website.
> Go to Woori Card homepage
First, after accessing the website, click MY > Payment > Instant Payment at the top.
After that, you can select the card you wish to pay with and proceed with the payment.
Payment can be made in full, for the current month, or by case selection, so you can choose the part you want and proceed.
Of course, this Woori Card prepayment can also be done through the mobile application.
> Go to Woori Card Mobile Application Download
If you log in after launching the application, you can check the full menu in the upper right corner.
You can conveniently proceed with the prepayment by going to Payment > Prepayment and then selecting a payment method.
What are the advantages of prepayment with our credit card?
As I mentioned before with other cards, in the case of credit cards, you can see the effect of reducing the amount of interest such as cash advances or installments when paying in advance.
In the case of credit card interest, the interest is given in one unit, so if you make an advance payment, the interest will decrease by the number of days you make a quick payment.
It also has a slight effect on your credit rating.
> What are the pros and cons of prepayment by credit card? [Credit Rating and Interest Impact]
In the case of a credit card, it is classified as a type of loan that borrows money, so if you make an advance payment, it can have a good effect on your credit rating.
What are the downsides of pre-payment?
Some cards have the disadvantage that you cannot see the effect of the payment date discount.
In the case of some card products these days, instead of receiving a discount at the time of payment, there are products that pay 100% of the price first, and then pay as much as the discount is received on the next payment date.
If you use advance payment, you may not be able to receive such a payment date discount.
organize
This time, we learned about the prepayment method of Woori Card and its pros and cons.
In the case of a payment date discount, in most cases, there are more benefits of prepayment because there is no solution for those who use a discount card or point card at all.
I hope that today’s content will be of some help when making a prepayment, and I will finish the content.