Last time I posted about KB Kookmin Bank’s My Fit deposit and withdrawal account, let’s take a look at the related product, KB Kookmin Bank’s My Fit savings account.
In connection with KB Kookmin Bank’s My Fit deposit and withdrawal account, a preferential interest rate occurs during regular imports and exports. 국민은행 마이핏통장
It is a product that gives an additional preferential rate to first-time customers or military veterans. The maximum interest rate is 3.2% if you receive the highest amount as of December 19, 2021, and the amount can be freely deposited from KRW 1,000 per month to less than KRW 500,000 per month in a free-funding method, and the period is 12 months.
Basically, KB Kookmin Bank’s My Fit Savings Savings product is only available to individuals (one account per person) with a real name between the ages of 18 and 38.
The basic interest rate is 1.6% interest for 12 months as of December 19, 2021, and if you do not receive any preferential rates, it is calculated as 1.6% per year and the maximum amount you can put in is 500,000 won, the interest before tax. comes out to about 52,000 won. 이베이스매뉴얼
1. Regular income preferential rate (0.3%): In case of 8 or more regular income in KB My Fit account during the savings contract period
2. Preferential rate on regular spending (0.3%): KB Kookmin Card (credit/BC/check card X) payment and withdrawal results or communication expenses 8 or more times a month during the savings contract period
3. Open Banking preferential rate (0.3%): As of the end of the next month from September of the new savings account, registration of another bank account in Open Banking and consent to information collection and use agreement
4. First transaction preferential rate (0.7%): Similar to the first rate of regular income preferential rate When registering KB Kookmin Bank customer information for the first time during the previous 6 months
5. Military congratulations preferential rate (doubled with the first transaction preferential rate X) (0.7%): If there is a history of canceling the KB soldier’s tomorrow’s reserve savings or KB’s desired reserve savings for the previous 6 months
If you receive the maximum interest rate listed above, you can receive up to 3.2%. If you calculate based on a maximum of 500,000 won per year, it turns out that you can receive 104,000 won in interest before tax. Of course, the interest rate is not high on a one-year basis, but if you study the conditions for preferential interest rates and how to invest, you will be able to do well in anything if you start with a different investment method. I hope that everyone else can see my blog and become financially free~~ᄒᄒ
Even though the payroll is being transferred to the Kookmin Bank passbook on the payday designated day, the Star Club rating does not go up.
Looking at the details, the score for salary transfer was 0.
I contacted Kookmin Bank customer center.
I got the answer as below,
I thought it was a payroll transfer applicable to item 2), but my payroll transfer method seems to be a general payroll transfer method.
The bankbook I currently have is Kookmin Bank’s Rockstar account.
(Very old..)
In that case, it seemed that there was no choice but to transfer wages through No. 4), and the counselor also gave instructions on changing the deposit product.
The product I found that could be converted because it was outdated and had no benefits
employee preferential passbook
National ONE Passbook
My Fit Account
there were three
The employee preferential passbook doesn’t seem to have any particular merit, so I put it aside.
My Fit Account
1.5% annual interest rate on emergency fund
Withdrawal/transfer fee waived without restrictions
Exemption from other ATM withdrawal fees
(Exemption conditions: Kookmin Card performance or deposit of 500,000 won per case)
The amount can be split (I don’t know what it is)
There is an age limit when joining (age 18-38 years old or younger)
After joining, you can keep it regardless of your age
ONE passbook
Free of various transfer and national ATM withdrawal fees
I chose My Fit
I’m using the national card anyway.
The advantage was that the range for various transfer and withdrawal fees was wider.
If you want to switch deposit products, go to the chatbot search
Note that you can only search for conversion.
I’ll have to check again if the Star Club score goes up in 3 months.
KB Kookmin Bank’s recommended savings account ratio seems to be important
What an employee cannot forget while working
It’s about managing and collecting money.
It is always difficult and difficult, no matter how many years it is repeated.
Set a reference point or you can
If you do your best under the circumstances, at least
I don’t think there will be any damage.
Recently, everyone is focusing on investment.
I can do it, but it’s the most basic
Some of them need to be taken unconditionally.
Deposit and withdrawal type of bankbook and interest rate payment
Savings account is effective for anyone
It’s highly rated.
Kookmin Bank savings account
Based on the present, the best
No, but still an average
I think it’s not bad to keep it.
Use this place as your main transaction or use it in the future
Interested if you have a plan
I think you should see it.
First of all, there are a few that anyone can use.
Let’s take a look at the product.
– KB My Fit savings account
You can receive up to 2.7% per year.
The base rate is 1.1%.
As it is a one-year product, it shows short-term
It is possible to raise from 1,000 won to 500,000 won per month.
If there is a characteristic, the kb My Fit bankbook together
You must open or have one
You will receive preferential treatment.
Only one per person 18 to 38 years old
It can be made depending on age and bank account status
It might be a little different.
– National ONE savings account
You can choose from 1 year to 36 months on a yearly basis.
You can save up to 50,000 won per month.
The interest rate is 2.25%.
Hold ONE passbook together
You must have a salary transfer record here.
is being provided.
In short, get your paycheck here.
You have to use it for a variety of purposes.
It is an additional system.
Even if you are trading elsewhere, for a while
It wouldn’t hurt to move.
– Employee preference
1.9% per year
12 to 36 months available
Monthly payments ranging from 10,000 won to 30,000 won
When 3 years is taken as a reference point
The preferential rate is 0.5%.
When events such as marriage, childbirth, and moving occur
Even if you cancel prematurely, the first set interest rate is provided.
In case bonus/salary transfer occurs at work
Anyone can get it.
It may look a little complicated
Likewise, if you make a main transaction, you will receive preferential treatment.
Recommendation for savings account at Kookmin Bank (special product)
The above 3 types are not difficult to some extent, so it is possible to use them basically, but the ones listed below require occupations and characteristics.
– KB Nara Love Savings Savings (Professional Soldier)
For veterans currently serving in the military
Confirmation of service and other documents
Just submit, and depending on your performance
Interest rates are paid out in different ways.
It is possible to raise up to 50 million won.
It represents 5.6%.
– Happy Savings
For the various classes in need of consideration in society
It is giving a high standard.
Seniors over 65 years of age
Recipients of work incentives
North Korean defectors
boy and girl
Life is difficult and income is below a certain level
It is possible to use it only when it has a low evaluation.
We pay 4.85%.
My Fit Account
Previously, CMA, and recently, parking and safe boxes are gaining popularity. Interest is accrued even if you deposit money for just one day, and the advantage is that you can deposit and withdraw money at any time even if you do not cancel when necessary.
1.5% up to 2 million won per year
When transferring more than 500,000 won by specifying a payday
Other allowances, bonuses, bonuses, etc. 500,000 won or more
When receiving more than 500,000 won through the transfer system
You only need to satisfy one of the above.
If you wish to keep an emergency fund, or
I’m not really saving, but I’m saving a lot of money.
It looks good if you need a place to put it.
So far, I have checked the savings account of Kookmin Bank.
Except for this, the homepage of the head office
References make it easy to find information.
In the past, I had to go to the store and ask for advice.
If you had a system that made decisions
Now through the internet or apps.
It is convenient because it can be done easily even non-face-to-face.
Likewise, it is a place that you are not writing.
Even if you only have a joint certificate
Easy to open and sign up
You can see it as an advantage.
However, it may have become a little more complicated and difficult because you literally have to do everything yourself.
Even if there are only 1 financial sector, there are 17, and if the 2nd financial sector is included, it will increase much more, so it may be difficult to accurately judge which one is good.
I tried Kookmin Bank’s savings account recommendation.
As I said before, this is the best
It may not be.
There is one thing that is really good for each person.
It is bound to exist, and only its advantages are properly
If you bring it and operate it
You can get bad results.
The process of finding this is complicated.
It may be difficult, but zetak is
It’s not a short-term goal, it’s something you should do for the rest of your life.
It also requires effort.
Do you have any difficulties with what you learned today?
If you would like help with this
Getting professional help is also an option.
Making 100 million / Collecting a lot of money / Comprehensive savings for housing subscription
Personal pension/interest rate comparison by bank/salary passbook recommendation, etc.
If you have a variety of items to choose from,
appropriate advice or information
analysis is possible.
The Korea Economic Support Center does not cover any costs.
It doesn’t happen and it’s 100% free.
You can create your own portfolio by just applying
I’m composing it and making it.