Did you know that we were paying a lot of national health insurance premiums without our knowledge? From August 25, 2022, through the national health insurance refund system, the maximum amount of personal burden for each individual in 2021 has been confirmed, and an average of 1.36 million won per person can be refunded according to the excess payment procedure. Let’s take a look at the National Health Insurance refund from inquiry to application.
National Health Insurance Refund Application
This year, 1.66 million people are eligible for refunds from national health insurance, and only 10% of them automatically apply for refunds in bulk, and the remaining 90%, or 1.48 million people, must apply separately to receive refunds from national health insurance. Because of this part, many people, especially seniors, do not receive the refund that they can receive, and there are many cases where they go over. 국민건강보험 환급금
National Health Insurance refund inquiry method 좋은뉴스
In order to know the national health insurance refund, let’s first understand the concept of the maximum amount of out-of-pocket and the maximum out-of-pocket amount. The co-payment ceiling system is a system that refunds the excess amount if the total annual co-payment exceeds the individual maximum amount in order to ease the economic burden of the people due to excessive medical expenses. In other words, it is a system that refunds the amount of medical expenses that are excessive compared to one’s income.
How to apply for refund from National Health Insurance
Income quintile of national health insurance refund
How to apply for senior national health insurance refund
The Ministry of Health and Welfare and the National Health Insurance Corporation have confirmed the maximum amount of personal burden for each individual in 2021, and from Wednesday, August 24, 2022, the National Health Insurance refund system, which is the payment procedure for the excess amount, has been announced. Depending on individual income, the income decile is divided into 1 to 10 quintiles.
National Health Insurance website
National Health Insurance Login
National Health Insurance refund inquiry method
Go to hi-well National Health Insurance homepage
To inquire about refunds from the National Health Insurance, access the ‘h-well National Health Insurance’ homepage and log in using the ‘Authorized Certificate or Financial Certificate’. After that, if you click ‘Review/Request Refund’ in the middle of the main page, you will be directed to a page where you can view unpaid refund details and apply for a refund.
Precautions for National Health Insurance Refund Application
How to apply for refund from National Health Insurance
National Health Insurance refund
Precautions for National Health Insurance Refund Application
There are precautions when applying for a refund from the National Health Insurance. First, you must apply for payment to the savings account of the person who received treatment. However, if it is unavoidable for reasons such as diseases such as dementia or long-term hospitalization in nursing hospitals or mental hospitals, departure from the country, military enlistment, etc. If you wish to apply for a deposit account belonging to a direct descendant or descendant, you must submit a medical certificate or opinion.
Self-Payment Maximum Support Amount
National Health Insurance refund support amount
How to apply for refund from National Health Insurance
In case of entrusting a third party other than a family member with the application for and receipt of the national health insurance refund, the person who received the treatment must attach the power of attorney and identification card and submit it to the relevant branch for recognition.