햇살론 유스 신청방법Sunshine Loan Youth is a government-backed loan product that provides up to 12 million won to young people. The loan interest rate is low at 3.6% to 4.5% per year, and the repayment period is generous at up to 13 years. Additionally, it can be conducted 100% non-face-to-face. If you do not use government products, you will lose money, so please stick with us until the end.
Sunshine Loan Youth is open to young people aged 19 to 34 with an annual income of 35 million won or less. The loan interest rate is cheaper than commercial bank products, and loan approval is easy. If you are a young person who meets the application conditions, you should definitely proceed with Sunshine Loan Youth to avoid any loss.
In order to be approved at once without being rejected, you must have financial education and prepare the required documents well. Below is a summary of the relevant information and tips for preferential interest rates, so please be sure to check it out. If you just invest one minute, we are confident that you will be approved right away.
Sunshine Loan Youth can be processed 100% non-face-to-face through the app, from document submission, guarantee screening, and loan execution. To put it simply, it is the concept of receiving a loan from a bank with a guarantee issued by the Korea Inclusive Finance Agency.
The specific step-by-step progress is as follows.
If you do not complete financial education, you cannot proceed with your application. The training time is only 8 minutes, so listen now through the button below.
Go to Sunshine Loan Youth financial education (8 minutes)
Partner banks include Industrial Bank of Korea, Shinhan Bank, and Jeonbuk Bank. You can check the preferential interest rates for each bank directly through the link below.
Go to Sunshine Loan Youth Guarantee Application
Since this is a non-face-to-face application, you must carefully prepare the required documents. If the submitted documents are not complete, they may be rejected during the warranty review. Please use the link below to avoid being rejected due to insufficient documentation.
Go to check required documents
Job seekers and those new to society can apply, and common requirements include age and income.
Go to Mannai Calculator
Each person can receive support of up to 12 million won. Please refer to the table below for limits by period and purpose.
※ Re-application is limited within 1 month after warranty execution.
Funds recognized as special-purpose funds include 1) study and employment preparation funds, 2) medical expenses, and 3) housing expenses.
The warranty period can be divided into a grace period and a repayment period. Regardless of the type of applicant, the repayment period is 7 years. Please refer to the details below for the grace period.
※ The grace period in parentheses is limited to those scheduled to enlist in the military.
The applicable interest rate is calculated as the sum of the loan interest rate and the guarantee fee rate.
※ The actual guarantee fee paid varies depending on the deposit amount and grace period selected by the applicant.
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