한화저축은행 오렌지론 Hanwha Savings Bank Orange Loan application qualifications and resolution of rejection reasons

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Hanwha Savings Bank Orange Loan

Hanwha Savings Bank Orange Loan is a credit loan for office workers. If you have been employed at your current company for more than 3 months, you can apply for this product. If the lowest interest rate is applied, you can use the product at a medium interest rate. The detailed application conditions are as follows, so please refer to the table first.

👆Hanwha Savings Bank Orange Loan Easy Limit Inquiry Go to

The advantages of Hanwha Savings Bank Orange Loan are its high limit, long loan period, and low screening criteria. Although it is a credit loan for office workers, it is actually a screening condition that allows you to apply if you have been employed for only 3 months. The credit score standard, KCB 560, is a score equivalent to level 7 based on the previous credit rating, so it is a relatively low credit rating, so anyone who does not have low credit can apply.

If you do not know your current KCB (All Credit) credit score, please check [My Credit Score] through the KCB free credit score inquiry.

The Orange Loan rejection reason that Hanwha Savings Bank is talking about is that loans may be restricted for customers with significantly low personal credit scores or credit management targets. Please check the KCB credit score inquiry above to see if your personal credit score is 560 or higher.

A credit management target refers to a person with bad credit or someone who has applied for credit recovery support, personal rehabilitation, or bankruptcy. Other reasons for loan rejection include those with previous loans, those with a record of financial fraud, and those with a history of delinquency.

Since Hanwha Savings Bank Orange Loan is rejected when your credit score is low or you have a history of delinquency, you should use a product exclusively for low-credit customers. It may be a good choice to first use the government-supported small business finance products to manage debt and credit.

Sunshine Loan 15 is a product that can be applied for by those with a credit score in the bottom 20%, and can be applied for even if you have a single short-term delinquency. Among the various Sunshine Loan products, this is the product with the lowest screening criteria, with an initial interest rate of 15.9%, but if you repay faithfully, the interest rate will be lowered every year to a lower interest rate of less than 10%.

The lowest credit special guarantee that can be used when Sunshine Loan 15 is rejected is a product that can be applied for when Sunshine Loan 15 is rejected or your personal credit score is in the bottom 10%. Please note that this product can be applied for even if you have a history of delinquency in order to prevent damage from illegal money laundering.

We have looked at information about Hanwha Savings Bank Orange Loan so far. Please refer to the application qualifications and interest rates in detail and hope that they will be helpful for your application. If Orange Loan is rejected, check the following people’s financial products, and if you meet the qualifications, it may be a good choice to apply for this product first rather than others.

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