Hana Capital long-term lease prepayment | We are sharing the customer service phone number. Hana Capital provides auto lease service. This service means that Hana Capital purchases the vehicle the customer wants on behalf of the customer and rents it to the customer for a certain period of time. This leasing service is available for individuals, sole proprietorships, and corporations, and contract periods range from 12 to 60 months.
There are two types of Hana Capital’s auto lease: financial lease and operating lease. In the case of financial leases, the interest rate is between 6.2% and 9.2% per annum and is applied differently depending on personal credit score, and the delay compensation rate is 3% added to the agreed interest rate. For operating leases, the delay compensation rate is 20% per annum.
On the Hana Capital website, you can check the estimated monthly fee by selecting the vehicle and option you want. However, this monthly fee does not include automobile tax, insurance premiums, etc., and the monthly fee may change depending on changes in conditions during actual product consultation.
In addition, Hana Capital provides a variety of auto finance services, and you can also use services such as direct auto lease, direct long-term car rental, and used car auto loan. Through these various services, we provide customers with a variety of ways to use cars.
Hana Capital long-term rental
This is Hana Capital long-term lease prepayment | Customer service phone number
Hana Capital provides long-term car rental services. The long-term car rental service is a service in which Hana Capital purchases a vehicle and rents it to individuals, self-employed people, corporations, etc. for a period of 12 to 60 months. This service proceeds in the following order: consultation application, document review and notification of results, contract writing, vehicle delivery, and vehicle maintenance. However, if the process of handling a rental car is inappropriate (possession of arrears, low personal credit score, etc.), handling may be restricted, and if the rental fee is overdue for a certain period of time, an obligation to repay all rental fees (principal and interest) may arise. The interest on overdue payments is 20% per annum.
You can check the estimated monthly fee by selecting the vehicle and option you want through the Hana Capital website. This monthly fee is VAT-inclusive and includes automobile tax, insurance premiums, etc. As the quotation may change depending on the manufacturer’s vehicle price changes and rental conditions, you can check the accurate quotation when applying for a rental (consultation). Additionally, Hana Capital provides a variety of services, including direct long-term car rental services. Through these services, we help customers use their vehicles efficiently.
Hana Capital Rent-a-Car
Hana Capital’s long-term car rental service proceeds through the following process:
Apply for consultation
Document review and notification of results
Write a contract
Vehicle delivery
Vehicle maintenance
Before signing a rental car contract, you must check the product description and terms and conditions. In addition, if rent is overdue for a certain period of time, you may be obligated to repay all rent (principal and interest), and the interest on late payment in this case is 20% per annum. If rental car handling is inappropriate (for example, if you have arrears, have a low personal credit score, etc.), handling may be restricted.
On Hana Capital’s website, you can check the estimated monthly fee by selecting a vehicle and option. The monthly fee is VAT-inclusive and includes automobile tax, insurance premiums, etc. The quotation may change depending on the manufacturer’s vehicle price changes and rental conditions, and you can check the accurate quotation when applying for a rental consultation.
You can apply for a rental car consultation on Hana Capital’s website, and you can check the estimated cost through the monthly fee calculator. Hana Capital provides a variety of auto finance services, including long-term car rental services.
✅ 👉 Tips on long-term rental/lease 👈 ✅
IONIQ 5 lease long-term rental cost estimate review
Grandeur lease price | Long-term rental cost | Lowest price comparison quote
gv70 lease long-term rental price lowest price comparison quote review
Genesis gv80 | gv70 lease price | Long-term rental cost
Pros and Cons of Hyundai Capital Lease
Advantages of Hyundai Capital Lease
Some say that it is convenient because you do not have to worry about the value of a used car or the disposal process.
In the case of corporate business leases, vehicle operation logs are automatically created, which is said to be very convenient.
It is cheaper than leasing a new car, and there is no need to pay acquisition tax.
It is possible to save on taxes and use regular license plates, and some say that the price is cheaper than other companies and the after-sales service is good.
Disadvantages of Hyundai Capital Lease
There is a penalty for early cancellation, and there are restrictions on mileage.
Hana Capital Customer Center Phone Number
Hana Capital’s customer service phone number is 1800-1110, and for inquiries regarding credit loans, you can call 1599-7942. Business hours are from 9 AM to 6 PM. To quickly connect with an agent, call 1800-1110 and press 4.
Hana Capital early repayment
Early repayment is possible at Hana Capital. However, in case of early repayment, a certain fee will be charged. Early repayment fees apply as follows:
If repayment is made within 3 years from the loan date, for loans with a maturity of more than 1 year, 1% of the early repayment principal, the early repayment principal, (early repayment fee rate -1%), and the remaining period are calculated (loan period – The sum of the amount divided by 30 days is charged as a fee.
For loans with a maturity of less than one year, a fee is charged as the product of the early repayment principal and the early repayment fee rate, multiplied by the remaining period, and divided by (loan period – 30 days).
Repayment methods include equal repayment of principal and interest and lump sum repayment at maturity. Equal repayment of principal and interest is the most common method of repaying the same amount of principal and interest every month, and lump sum repayment at maturity is a method of repaying only the interest every month during the loan period and repaying the principal all at once on the loan maturity date.
For more details, be sure to read the product description and terms and conditions before signing the contract, and keep in mind that your credit rating or personal credit score may drop if the loan amount is excessive compared to your ability to repay.
✅ 👉 Tips on long-term rental/lease 👈 ✅
Torres Lease long-term rental price | Lowest price comparison quote review
Mercedes Benz E S C Class lease long term rental price list lowest price
Genesis gv70 | gv80 | g90 lease long-term rental price
Lease quote calculator and price list for each vehicle released
Hana Capital Financial Transaction Confirmation
You can obtain a financial transaction confirmation from Hana Capital. If you access Hana Capital’s official website, you can log in and use the menu to apply for a financial transaction confirmation.
A financial transaction confirmation is a document issued for customer confirmation and verification when transacting with a financial institution in accordance with Article 5-2 of the Act on Reporting and Use of Specific Financial Transaction Information. This document contains information about the customer’s financial transactions, and the provided information will not be used for purposes other than those specified in the Act.