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Home » What are the limits and interest rates for Woori Card all-in-one loans?
Woori Card all-in-one loans are credit loan products, and you can apply even if you don’t have a Woori Card.
You can apply online without visiting or submitting documents, 24 hours a day, and the limit is up to 50 million won.
You may be curious about the conditions and product details, so let’s find out now.
Individuals and foreigners aged 25 or older are eligible for Woori Card all-in-one loans. The repayment method is equal installment repayment of principal and interest, and the loan period is provided within 3 to 60 months.
However, if it exceeds 36 months, you can use it only if you meet Woori Card’s internal standards, and you can contact the customer center for details.
The limit is calculated between a minimum of 3 million won and a maximum of 50 million won, and please note that high limits must be approved after a separate review before use.
The interest rate for all-in-one loans is formed at a minimum of 4.7% per annum and a maximum of 19.9% per annum. There is no fee for early repayment, so you can repay without burden whenever you have funds.
If your credit status improves during the loan period due to a change in job, promotion, or increase in income, you can request a lower interest rate. You can apply through the customer center, website, or mobile app.
You can apply for the Woori Card All-in-One Loan on the website or mobile app without submitting any documents.
You can also apply for a consultation reservation on the website, so if you want to check the applicable interest rate or limit first, it is recommended that you use it.
In addition, a phone consultation will be provided for confirmation before the loan is completed, so please refer to it when using it.
Time required: 5 minutes
You can apply for the Woori Card All-in-One Loan on the website or mobile app without submitting any documents. You can also apply for a consultation reservation on the website, so if you want to check the applicable interest rate or limit first, it is recommended that you use it. In addition, a phone consultation will be provided for confirmation before the loan is completed, so please refer to it when using it.
After launching the Woori Card app, touch ‘Finance’.
Touch ‘Easy Loan Limit Inquiry’ under ‘All-in-One Loan (Credit Loan)’ at the bottom of the product list. Check the product details and usage instructions, and touch ‘Limit Inquiry/Loan Application’.
After entering information and mobile phone number and agreeing to the terms and conditions, touch ‘Limit Inquiry’ and proceed as instructed.
If you wish to withdraw after the loan contract is concluded, you can apply in writing or by phone within 14 days.
Please note that the amount to be paid must be paid before 16:00 on the payment date, and if there is no balance, it may be overdue.
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