무직자 정부지원대출Loans provided by the government for the unemployed have relatively simple application conditions.
Those who are currently unemployed and looking for government-backed loans with low interest rates
Please read this article carefully and apply.
New Hope Spore Loan
New Hope Spore Loan is one of the types of loan products that allow people to borrow funds for living.
It is considered one of the three major microfinance products along with microcredit and Sunshine Loan.
The characteristic feature is that the existing Hope Spore Loan has been reorganized and the core target has been raised to mid-level creditors.
Depending on the conditions, even unemployed people and people with low credit can apply for up to 30 million won.
◎ Loan eligibility – Annual income of 35 million won or less, annual income of 45 million won or less and credit rating in the bottom 20% or less
◎ Loan limit – up to 35 million won
◎ Loan period - Within 5 years
◎ Loan interest rate – around 10.5%
Detailed conditions vary by bank.
For more detailed information, please visit each bank’s website.
Sunshine Loan for living expenses
Those who are unemployed or have low income can apply for the Sunshine Loan.
This is a government-backed loan.
Therefore, anyone with a poor household situation can apply for the Sunshine Loan.
◎ Loan eligibility – Annual income of 35 million won or less, annual income of 45 million won or less and credit rating in the bottom 20% or less
◎ Loan limit – up to 7 million won
◎ Loan period - Within 5 years
◎ Loan interest rate – 15.9%
Sunshine YOUTH loan
Government-backed loans that college students and those just starting out in society can apply for
You can apply for Sunshine Loan Youth non-face-to-face as well.
The limits are slightly different for general living funds and specific-purpose funds.
◎ Loan eligibility – Job seekers or those new to society (under 34 years old, annual income under 35 million won)
◎ Loan limit – up to 12 million won per person
◎ Loan period - Up to 15 years
◎ Loan interest rate – 3.5% per year
In conclusion
We looked into the TOP 3 places where unemployed people can receive government-backed loans unconditionally.
New Hope Spore Loan, Sunshine Loan Living Fund, and Sunshine Loan YOUTH are all government-supported loan products.
With relatively low interest rates, even the unemployed and those with low credit can apply.
Please do your research in several places before applying for a loan.
Find out about loans for the unemployed at Loan Shin
Companies that provide loan consultation for the unemployed
Find out about other places where you can get loans for the unemployed.
TOP 5 places where you can get a loan without a job/income (ft. Loans from 1st and 2nd financial institutions for the unemployed)
TOP 5 easy places to get loans for the unemployed (+ places available) | Conditions, age | Mobile loan for the unemployed Sunshine Loan for the unemployed 3 million won loan for the unemployed
Check the interest rate limit of TOP 5 places where unemployed people can get a small loan of 500,000 won!
Loan Credit only provides financial information and is not responsible for any problems that arise during the loan application and use process.
For matters related to loan application and use, please consult with the relevant financial institution or person in charge.
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