If it is your own mobile phone
irrespective of occupational income.
1Financial sector’s mobile microloans
I can use
Among them, the Nonghyup
Apply for an emergency loan 농협 올원 비상금대출
I would like to leave a review
I have used the Nonghyup emergency loan before.
All of them have now been repaid. 이베이스매뉴얼
Interest rates keep going up these days
What is the interest rate if you use the Nonghyup emergency loan now?
I wonder if it applies
I applied for an emergency fund loan.
The Nonghyup emergency loan can be obtained through the Nonghyup banking app or
I know that it can be used in the All One Bank app.
I am using the Nonghyup as my main account.
I applied through the Nonghyup mobile banking app.
You can find it by going to the loan of the financial product mall in the Nonghyup app. You can see it below.
If you enter as a sole proprietor among office workers, individual entrepreneurs, housing/jeonse, automobiles, deposits/others,
At the top is the All One Emergency Loan.
It is in the private business
Note that regardless of occupational income
Available to those over the age of 19
The maximum loan for an emergency fund is 3 million won.
The loan term is 3 years
The lowest interest rate is 5.94% per annum.
Not all applications are subject to these rates.
Depending on your credit score and existing loan holdings
Interest rates are differentially applied.
The lower the rate, the lower the interest owed.
Let’s take a brief look
Regardless of occupational income, individuals who are 19 years of age or older and within the 9th grade of communication grade are eligible for a loan. Click to enlarge the photo
A statement of conformity principle will also be completed.
I don’t really have any assets, so…
it was rough
I’m too lazy to look up my credit score.
Said I was fine
Check to receive confirmation by e-mail
This is a preview of the e-document
.just look at this
No clicks or anything
Also, check whether you can apply for an emergency loan.
The terms and conditions and product manual are shown first.
You can agree
Just click OK
Finally, you need to verify your mobile number.
Mobile loan is non-face-to-face
Identification methods are limited
You must have ID.
You can only use your mobile phone in your name
And I’m checking the limit
Now tells you the possible limits
I currently have a loan of Rs.
The expected interest rate is 6.63% per annum.
I have a Nonghyup check card
Because the communication level is within level 1~3
A preferential interest rate of 0.7% has been applied
You can borrow from 50,000 won.
I applied on the 14th today.
The interest deposit date and maturity date are also set to 14 days.
For reference, there was a site on the Internet that looked up the communication rating.
The communication level and the communication level applied to the Nonghyup emergency loan are different
Can I apply discount coupons too?
Lastly, there is a saying
Nothing is sent by mail
Everything is done on mobile
This is how I applied for the Nonghyup All One emergency loan.
※If you use 3 million won for 3 years at 6.63% a year, the monthly principal and interest are as follows: The total loan interest is 316,847 won.
The first repayment amount is 75,550 won in principal
The interest on the loan is 16.575 won.
The monthly payment is 92.125 won.
And the amount you have to pay off each month increases little by little.
interest is reduced
The monthly payment is the same as 92,125 won.
The Nonghyup is one of the financial institutions, so the low interest rate is applied.
Although the communication level is used as a criterion for evaluation,
As the bank’s internal review is applied
Even if the communication level is high
It may be rejected by the internal examination…
If you want to use an emergency loan, you can use it after opening an account and preparing an official certificate…
Each bank has at least one emergency loan.
These days, even with medium interest rates in the 2nd financial sector
Available
If the limit is found through the limit inquiry, it can be considered as approval
▶For emergency loan application conditions and internal examination criteria, please refer to the following