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< Age at which pension benefits begin to be received >
Basic pension amount: 1.2(A+B)(1+0.05n/12)
* A: Average amount of average monthly income of all subscribers for the three years immediately preceding pension receipt
* B: Average amount of standard monthly income during the subscriber’s subscription period
* n: Number of subscription months exceeding 20 years
Dependent pension amount in 2024: Spouse (KRW 293,580 per year), Children/Parents (KRW 195,660 per year)
* A value: Average monthly income of workplace and local subscribers over the past three years (applicable year 2024: 2,989,237)
– Payment rate according to age (after reaching pension age): within 1 year (50%), within 2 years (60%), within 3 years (70%), within 4 years (80%), within 5 years (90%) %)
* Article 45-2 of the National Pension Act Enforcement Decree
* Level 1: 100% of basic pension amount + dependent pension amount / Level 2: 80% of basic pension amount + dependent pension amount / Level 3: 60% of basic pension amount + dependent pension amount
* Less than 10 years: 40% of basic pension amount + dependent pension amount, 10 to 20 years: 50% of basic pension amount + dependent pension amount, 20 years or more: 60% of basic pension amount + dependent pension amount
* 3-year maturity term deposit interest rate
If a person who falls under any of the following dies but there is no surviving family member who can receive the survivor’s pension or lump sum refund:
For elderly and disabled (level 1 to 3) beneficiaries, this applies only if the total pension amount received until death due to premature death is less than the amount equivalent to the lump-sum death payment*.
* Amount equivalent to lump-sum death payment: Amount equivalent to lump-sum refund (limited to 4 times the final standard monthly income or lifetime average monthly income)
If a beneficiary is entitled to two or more benefits under the National Pension Act, only one of them is paid at the beneficiary’s choice, and payment of the other benefits is suspended (however, if the benefit not selected is a survivor’s pension or a lump sum return, a certain amount is paid additionally)
Disability pension or survivors’ pension recipients are entitled to disability compensation (disability benefits), lump-sum compensation, or survivors’ compensation (survivors’ benefits) under the provisions of the Labor Standards Act, the Industrial Accident Compensation Insurance Act, the Seafarers’ Act, and the Fishing Vessel and Fishing Vessel Accident Compensation Insurance Act for the same reason. If possible, the disability pension or survivor’s pension amount will be reduced (1/2) and paid.
Department in ChargePension Benefit Team
Phone number: 044-202-3639
Last modified date: April 4, 2024
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