NH Nonghyup office worker’s minus bank account can be taken out and used at any time, and can be used conveniently when you want it as a loan account that can be deposited and paid back.
Table of Contents
What is a NH minus account?
qualification conditions
limits and interest rates
necessary documents
application method
Learn more about loans
NH농협은행 마이너스 통장
What is a NH minus account?
You can easily apply for NH Nonghyup’s negative bank account through the Internet or mobile.
If you are an office worker, please check your qualifications with loan products that you can use freely as much as you need.
qualification conditions
The conditions for opening a negative bank account can be applied to office workers who have been working for more than a year with an Nonghyup deposit and withdrawal account.
If you’ve been in office for more than a year and earn more than 30 million won a year, you can apply.
limits and interest rates
NH Nonghyup office workers’ negative bank accounts can be paid up to 50 million won, and the interest rate is about 6.44%.
In the case of detailed interest rates and limits, it may vary by applicant or branch in each region, so please consult or check on the app.
There is also a preferential interest rate, so if you are eligible, please check and use it at a lower interest rate.
NH Nonghyup’s negative bankbook
qualification conditions More than 30 million won a year and more than a year in office.
loan limit Up to 50 million won.
loan interest rate 6.44% (depending on branch or applicant)
loan period Up to 5 years.
The loan period is basically one year, but if you apply for an extension, you can do it up to five years.
necessary documents
In the case of documents required to open a negative Nonghyup bankbook, a certificate of qualification from the National Health Insurance Corporation and a certificate of payment of insurance premiums from the National Health Insurance Corporation are required.
However, if you apply with a smartphone with a joint certificate, you can submit it automatically by entering the joint certificate password.
application method
In the case of Nonghyup’s negative bank account application method, you can apply by installing the Nonghyup application.
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Download the Nonghyup application and run the Nonghyup application.
click on financial instruments
loan click
Click Learn more about credit loans for office workers
Click All-Won Negative Loan
application after identification
If it is rejected, there are many loan products that can be used for low-credit and unemployed people, so please check them together.
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