Today, I activated KB Star Banking, which I had stayed in, to rent a seminar room in the basement of KB Youth Maru and conduct a study.
At the same time, a new KB mobile certificate was issued, and it took about 2 minutes in total to be issued without lying.
Even non-face-to-face issuance is attractive, but the issuance is so quick… KB모바일인증서 발급
issuance procedure 이베이스매뉴얼
1. Mobile phone idntity verification and information verification\
2. Check customer information
3. Choose your identity verification method
4. Account number verification
5. Accept the terms and conditions
6. Issuance completed
After going through the above 6 steps, you can verify yourself with your mobile phone, take a photo of your resident registration card or driver’s license, register your information, and enter your account number and account password for additional authentication.
I even got a mobile certificate and made a reservation for the seminar room.
This is free for up to 2 hours a day, but I’m going to tell the study members to do 2 hours out of the 4 hours a day study here. The money is strong and the will to go to work is booming!!
(To use the seminar room, both the applicant and the user must be enrolled in kb Star Banking)
Now, this is a post about the article that was posted today in relation to the KB certificate.
It is said that KB Kookmin Bank’s mobile certificate has attracted 1 million subscribers in one month and surpassed 4 million within 11 months of its launch.
After the amendment of the Electronic Signature Act was passed by the National Assembly last month, it is evaluated that the potential as a private certificate to replace public certificates has been proven.
As part of the digital transformation of Kookmin Bank President Huh In, the first domestic bank to create its own certificate and enter the market early is also considered effective.
Kookmin Bank expects to reach 10 million subscribers by the end of this year, and is looking for ways to connect with public institutions in the future.
By noting the inconvenience of existing private certificates, Kookmin Bank simplified the issuance process and improved competitiveness by eliminating OTP and security cards required for transactions.
Above all, we focused on untact (non-face-to-face), allowing first-time customers to obtain a mobile certificate without visiting a branch, only with their mobile phone and ID card.
Issuance time is 1 minute. Existing accredited certificates and bank signatures are valid for 1 year and 3 years, respectively, so reissuance is cumbersome, eliminating the renewal procedure and improving convenience.
Unlike other private certificates that focus only on mobile banking, it can be linked not only with smartphones but also with PC-based internet banking. It can also be used.
However, unlike the existing accredited certificates, there is a disadvantage that it does not apply to public institutions.
An official from Kookmin Bank emphasized, “There are about 35 sites that require an accredited certificate among e-government services.
I struggled for 2 hours because of the transfer limit.. Today too, thanks to Zongi, I found a way to serve as a mobile OTP without a fee. I hope that people who suffer like me will decrease a little because of such a simple task, and today, let’s record how to increase the transfer limit with Kookmin Bank mobile certificate without OTP without fee.
How to check Kookmin Bank transfer limit
The first way is to check what the transfer limit is in my bank account.
There may be times when you need to send something urgently, so it would be good to know in advance and deal with it.
1. Login to KB Star Banking app
>Click the full menu in the upper right
2. Search for ‘transfer limit’ -> View/change transfer limit
3. Inquiry/change of transfer limit
After checking my current transfer limit, scroll down and select whether to change
4. From now on is absolutely important!!
I have OTP
-> Can be increased with a joint certificate (formerly accredited certificate)
I don’t have OTP
-> OTP or KB mobile certificate issuance required
*Security card and OTP are different.
*There is an OTP physical type fee (sometimes exempted depending on the customer level)
Security card: A card type with fixed two-digit numbers written on it (something familiar from the past)
OTP: One-time password that is randomly generated without a fixed number
(Left) OTP physical type (O) Security card
as a security card
You can set a limit of 10 million won or less per day/one transfer.
If you want to increase to 10 million won or more, you need OTP or KB mobile certificate!
If you have OTP or mobile certificate
can be changed immediately
I don’t need OTP physical type, and I don’t think I’m subject to fee waiver.
Decided to get a KB mobile certificate!
How to issue KB mobile certificate
The KB mobile certificate issuance process was surprisingly simple.
By the way
Isn’t this saying that the transfer limit cannot be increased even if you log out and log in again after receiving the issuance!!!
After… The reason and how to deal with it is the issuance of a mobile certificate
More notes below!!
First of all, the method of issuing Kookmin Bank mobile certificate is as follows.
as above
1. Go to KB Star Banking and click the full menu in the upper right corner
2. Search for ‘mobile certificate’
>Click Register/Change Authentication Method
3. Enter in the order they appear
Then it’s over!
Now, let’s record how to change the transfer limit after issuing a mobile certificate.
How to change the transfer limit with KB mobile certificate
In case the transfer limit does not change even though the certificate has been issued
If the mobile certificate has been issued, the first time you log in by clicking the app, you must log in with the KB mobile certificate!
It is said that the mobile certificate is not reflected in the system if you enter the login method that was originally used frequently.
To set the login method to mobile certificate, go to ‘Settings’ and the mobile certificate login screen appears.
I logged in like this and tried to change the transfer limit as shown above.
By the way
I couldn’t increase the transfer limit no matter how many times I tried again.
So I looked again and found another way.
Information that you can completely cancel KB Internet Banking and then sign up again!
I thought I’d have to search hard and try again, but…
Yes
I was already exhausted and had already spent a lot of time with other banking business, so I went to the Kookmin Bank branch after I left.
There were many difficulties and people who had to go directly, so I had to wait for quite a while, but I was very satisfied with the result
According to the staff, my mobile certificate has not yet been reflected in the settlement, so I said that I would do it right now, and the transfer limit was changed right away.
After canceling internet banking, I was able to sign up again and handle it simply without such a process.
※Add information learned through blog comment)))))) Existing one + issuance of certificate This is not possible. Medialess application + certificate issuance is possible /// However, non-media application is possible only by visiting the branch in person.
For me, who mainly uses KB, signing up for a KB mobile certificate seems to improve the quality of life in various ways. In the meantime, I could see that I was going down the hard road… in a way too old-fashioned. I thought I was adjusting to the speed of the changing world to some extent, but because of the ‘transfer limit’, I have to spend so much time!!! 🤣
I need to be alert
Since KB Kookmin Bank was the only bank in the banking sector to be selected as the final operator in a pilot project to expand digital signatures in the public sector hosted by the Ministry of Public Administration and Security, more and more people are using KB Kookmin Bank mobile certificates as a substitute for public certificates. In particular, this seems to be the case because KB mobile certificates are also available as private digital signatures for simple authentication by public institutions this year.
The advantage of KB Mobile Certificate is that it does not require security card /OTP and certificate renewal, and after logging in once, banking can be performed immediately without OTP or security card, which is very convenient.
KB Star Banking, a certificate-based authentication method, lost popularity due to Kakao Pay, and it is KB Easy Authentication, a certificate that was released. I can see it.
So, in this post, we will learn how to issue a KB mobile certificate and log in by following the issuance of KB mobile certificate.
In order to receive a KB mobile certificate, the KB Star Banking app must be installed, and you need to have a joint certificate (formerly accredited certificate) and OTP (one-time password issuer) on your phone, or prepare an identification card (driver’s license or resident registration card).
Run the KB Star Banking app and touch the full menu on the top right of the first screen. (You do not need to log in.)
Touch Authentication Center.
Select KB Mobile Certificate.
Touch Issuance/Reissuance of KB Mobile Certificate.
Agree to the terms and conditions of mobile phone identification and information verification, and enter personal information.
Enter your mobile phone number and verification code after requesting it.
Then confirm other information and touch Next.
If you are prompted to select an identity verification method, you can use an ID (resident registration card / driver’s license) photograph or check with another registered certificate (joint certificate or other). do.
In this case, the second method, another registered certificate, was used to verify the account number, password, and one-time password (OTP) using a joint certificate (formerly public certificate).
I agree to the certificate terms.
After checking all instructions, check and Next.
Register the authentication method