삼성생명 보험대출 신청We will inform you of important matters under the Financial Consumer Protection Act
4.70~12.73% per annum (as of November 2024)
None
* Stamp duty is a tax paid when concluding a loan agreement according to the Stamp Duty Act, and the tax amount is applied differently depending on the loan amount.
Our insurance policyholder (26 years of age or older), those who meet the personal credit loan screening criteria with an insurance maintenance period of 6 months or more
2 million won to 100 million won (differential application depending on credit rating and previously paid insurance premiums)
Event requirements:
If your income has increased (employment, promotion, acquisition of professional qualifications, etc.) or your personal financial status has improved due to an increase in assets
An increase in income or assets can have a positive effect on improving the internal credit rating of the insurance company by affecting a decrease in loans, resolution of delinquency, and an increase in financial assets.
In the event that your credit rating increases, such as a rise in your CB credit score, a decrease in debt, or other factors that indicate that your credit rating has increased,
Since insurance companies primarily use the CB credit score itself or the information used to calculate the credit score when evaluating credit, there is a possibility that your internal credit rating will also improve if your CB credit score increases.
Selection of excellent customers for insurance subscribers based on monthly premiums and maintenance periods, etc.
Since insurance companies have limitations in collecting the borrower’s property and credit information, they use transaction history with us, etc. when calculating their internal credit rating.
Supporting documents: Proof of employment, withholding tax receipt, etc. Documents that can be used to support event requirements
However, interest rate reduction may not be possible depending on the results of the document review.
Internet application: ‘Loan > Credit loan > Insurance customer credit loan’
Compliance supervisor confirmation required LS 24-08-001 (2024.08.16~2025.08.15)
Production management: Loan Digital Business Division
Loan consultation
1599-6363
Insurance subscription consultation
Frequently asked questions
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New contract monitoring
Hanwha Life Insurance app usage guide
Financial service usage guide
Direct insurance guide
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