부산 머물자리론 신청방법If you are a young person living in Busan through the Busan Stay Loan in 2024, you can receive a 2% annual loan interest rate. The application criteria have been relaxed compared to last year, and it will end when the project budget is exhausted, so it would be good to check the support details. Today, we will look at the Busan Stay Loan application period and application target.
Couples who can apply for the Stay Loan are those who have been married for more than 7 years based on the date of marriage registration. For example, if you registered your marriage at the age of 30 and it has been 8 years since then, you can apply because you are 38 years old.
If it is a type of house eligible for a loan, you can receive support of 2.0% out of the 3.5% loan interest rate, and you only have to pay 1.5% yourself. For example, if you borrow 100 million won, you should originally pay 3.5 million won in annual interest, but you only have to pay 1.5 million won.
The application for the Stay Loan must be made on the application date corresponding to the loan balance date (loan execution date) and contract renewal date. For example, if the new loan balance date is 4/15, you must apply between 3/1 and 3/10.
* The contract renewal date is the day after the lease contract expiration date.
You must apply for the Stay Loan online through the Busan Youth Platform site. After accessing the site, you can select ‘Housing Policy Guide’ – ‘Stay Loan’ – ‘Apply’.
Application Procedure
After applying, Busan Bank will notify you of the results of the selection of beneficiaries on the last day of each month. If you are selected as a beneficiary, you must submit the relevant documents for the loan application. After that, if there are no problems with the submitted documents, you can receive the loan.
Go to the application for the Stay Loan >>
You can extend the Stay Loan by clicking ‘Apply (Extension)’ on the Youth Platform site, but you must repay at least 5% of the initial loan amount and meet all application conditions except for the income requirement. You can only apply once within 2 years, and you cannot apply for a change of address.
We have looked at the application period and application method for the 2024 Busan Stay Loan. We hope you can receive the loan without any problems using the method we have provided. Also, if you have any questions while using the service, you can contact the Stay Loan Customer Center at ☎051)888-4614 for assistance. Thank you.
