쿠팡 와우카드 발급Summary of Coupang Wow Card launch benefits
KB Kookmin Card launched the Coupang Wow Card.
There was a lot of news even before the launch, and although the basic benefits are a bit disappointing, I think it will be useful for those who frequently shop at Coupang because they are running a promotion.
Let me summarize the benefits in detail.
easy table of contents
The Coupang Wow Card, which is popular these days, was launched by Coupang in collaboration with KB Kookmin Card in the form of a PLCC.
The annual fee is 20,000 won for both domestic and overseas use, and overseas payments are issued via VISA.
Even though Coupang is an online shopping mall, I don’t understand why they designed it that way.
The benefit of the Coupang Wow Card is Coupang Cash accumulation.
Signing up for Coupang Wow membership is required, and 2% of the amount spent on Coupang, Coupang Eats, and Coupang Play will be credited, and 0.2% will be credited for payments made at all affiliated stores other than Coupang.
There are no performance conditions for the previous month, and the accumulation limit is 20,000 won per month.
Unfortunately, gift certificate performance is not recognized, so commercial tech is not possible, and apartment management fees are also excluded from performance.
If you only look at the benefits above, there is not much merit. So, KB Kookmin Card and Coupang are currently running additional savings promotions.
From October 16, 2023 to October 15, 2024, the accumulation rate will be increased due to the Coupang Wow Card promotion.
In other words, if you spend close to 1 million won at Coupang and Coupang Eats, you can accumulate 40,000 won, so it is quite efficient. The 1.2% benefit for other affiliated stores is also good.
However, since the above benefits only apply until October 15, 2024, it is true that if that period passes, the card will be less efficient than the check card released by Shinhan Bank.
The previous month’s performance criteria is the same as the basic benefits, and does not recognize commercial technology, apartment management fees, taxes, etc.
Personally, I use the KB Talk Talk My Points card exclusively for Coupang.
When paying with Coupang, you can pay with KB Pay, and you can receive 5.5% points up to 200,000 won per month.
However, the limit you can earn is 200,000 won, so if it is not enough, it is recommended to add another card.
✨ KB Talk Talk My Points (5.5%) > Coupang Wow Card (4%)
If your Coupang spending exceeds 200,000 won, it is recommended to use another card. Among the cards currently issued, an alternative is the Coupang Shinhan Check Card.
Based on the previous month’s performance, you have 200,000 won, but you can accumulate 3% of the Coupang usage amount as Coupang Cash. Since there is no annual fee, this card is easy to use and is also advantageous for income tax deductions.
However, since it is lower than the Coupang Wow Card promotional accumulation rate, please consider the amount used when deciding. The annual fee of 20,000 won is not a small amount of money.
✨ Coupang Shinhan Check Card (3%) < Coupang Wow Card (4%)
Today, we have summarized the benefits of the KB Kookmin Coupang Wow Card.
If you spend around 200,000 won per month, Tok Tok My Points is the most efficient, and I think this card is also good.
If you don't use it enough to pay an annual fee, consider a Shinhan check card.
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