휴면계좌 복구2019. 3. 26. 12:02
As of 2019, dormant deposits and insurance money that have not been claimed by customers amount to 1.4 trillion won.
Representative dormant deposits include school banking created for children, salary accounts created during military service, scholarships left unattended after transferring schools, interest automatic transfer accounts created while taking out loans, and long-term deposits and savings accounts forgotten after changing primary banks.
Insurance or post office insurance becomes dormant if there are no transactions for 2 years, bank deposits for 5 years, and post office deposits for 10 years. To find forgotten money, you must find the account using the dormant account integration inquiry.
Dormant account information has been provided since January 1, 2003, and if the deadline is older, you must visit the financial institution in person to find out.
To use integrated inquiry of dormant accounts, go to the website, enter your name and resident registration number, and then search using a public certificate. And if you discover a dormant account, you can get your money back or apply for account recovery through the relevant bank, insurance company, or post office.
Dormant account balances discovered using the system can only be refunded if claimed within two years. After two years, it will be transferred to the Microcredit Foundation and used for welfare projects for low-income people.
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