In March, an advertisement for A-Planner financial company came in.
Those who say they searched for auto installments and searched for clubs are likely to know new car card installments
Shinhan Card Direct Auto Card Installment
Shin.han.card.d.i.right.auto.to.card.hal.bu
has arrived !!!!
Please clap everyone 👏 👏 👏 👏 👏 👏
👏 👏 👏 👏 👏 👏 👏 👏
Since the current state of affairs is the current state of affairs, the standard interest rate 신한카드 자동차 카드할부
I’m climbing like crazy
(The savings account interest rate does not rise very much.)
Loan interest rates go up really fast..? 이베이스매뉴얼
Increasingly, credit card companies have interest rates in the mid-3 percent range.
A planner for your best choice
I brought Shinhan Card Direct Auto Card Installment.
(new car card installment, direct auto installment)
12-month interest rate of 1.9%
2.2% interest rate per 24 months
36-month base rate 2.2%
48-month base rate 2.2%
60-month interest rate of 2.3%
even
ZERO early redemption fee
Loan record X
What principle?
Let me briefly explain Auto Card Installment!
Auto Card installment products are [not included in the loan amount] because the credit card company raises the “special approval limit” and pays for the car as if purchasing a general product by raising the credit card limit to the special approval limit!
Let me explain more easily with an example!
If you purchase a laptop in 12-month installments because it is too burdensome to purchase, this installment amount is not seen as a loan product by external credit institutions (NICE, KCB, etc.), right?
It’s easy to understand if you think of it in the same vein 😉
And these days I know a little bit about finance~😎
Those who do, don’t you care about the DSR limit?!
💡 What is DSR? For those of you who do, here’s a brief explanation!💡
⬇⬇ Originally, until last year, existing loans were treated on a DTI basis ⬇⬇
✔DTI (total debt service ratio) is ‼
Other loans except for housing mortgage‼️ only “interest”!
If we say that the percentage is calculated from the income in the summation
✔DSR (Total Debt Principal Interest Repayment Ratio)
Calculate the ability to repay the loan by adding the principal and interest (principal + interest)‼ of other loans (automobile installment, credit loan, student loan, card loan, etc.)
If you measure it as a percentage of income! For those who need a lot of loans, the DSR, which is calculated by adding the principal + interest, is much
Wouldn’t it be called ‼Absolute‼ under too strict conditions?
That’s why this Shinhan Card Auto Direct / new car card installment product is so very HOT!!!
The point that it is a new car installment product !!!!
✨ This is a product that cannot be included in the loan record ✨
in our a planner
Shinhan Card Direct in collaboration with Shinhan Card
With an average fixed interest rate of 2.2% ‼
Very cheap and easy to do 😎
+
With interest support (additional cashback) from our A-Planner
The fact that we give you extra!!!!
🔽🔽🔽🔽🔽🔽