1주택 전세자금대출Youth rent deposit loan
SGI rent deposit loan
Notification of bond transfer required
Compliance officer review completed 23-1614 (2023.10.11.~2024.10.10.)
Customers who meet all of the criteria below
HF rent deposit loan / youth rent deposit loan
SGI rent deposit loan
Homes that meet any of the following conditions cannot be loaned:
Minimum loan application amount: 5 million won
Lump sum repayment at maturity: Interest is paid monthly on the loan amount during the loan period, and the full amount is repaid at maturity.
This is an expense that may be incurred depending on the amount applied and the product applied for, and is debited from the payment account at the same time the loan amount is sent to the homeowner.
stamp duty
Korea Housing Finance Corporation guarantee fee
exemption
Weekdays/Saturday 08:00 ~ 22:00 (No submission on Sundays or public holidays)
After executing the loan, if the following reasons occur, the entire loan amount must be repaid immediately.
If there is an unpaid amount as of the monthly interest payment date, the delinquent interest rate is applied as follows.
Kakao Bank holds a monthly rent deposit loan
Holding a deposit loan for rent from another financial institution
Kakao Bank holds a monthly rent deposit loan
Holding a deposit loan for rent from another financial institution
This only applies when transferring a deposit loan for rent from another financial institution to Kakao Bank. Please submit an image of documents proving repayment of the loan through the Kakao Bank mobile app. Once the image documents are verified at the customer center, the loan can be processed.
HF rent deposit loan
All customers using HF rent deposit loan
Youth rent deposit loan
SGI rent deposit loan
Customers who renew their contract for the home they originally applied for (including implicit extension)
You can apply up to 30 days before loan maturity
In the following cases, extension of the rental deposit loan period is not possible.
If you are married, your spouse’s consent to provide information is required to confirm whether your spouse has a monthly rent loan and whether he or she owns a house.
Submit images (prepare your own)
Submission via certificate
The right to withdraw from a loan contract refers to the right to withdraw from a loan contract during the loan contract consideration period.
The right to terminate an illegal contract refers to the right to terminate a loan contract when a bank violates the suitability, adequacy, and explanation obligations stipulated in the Financial Consumer Protection Act, or enters into a loan contract through unfair trading practices or unfair solicitation. .
The right to request access to data refers to the right to request access (including copies and hearings) of data recorded, maintained, and managed by the bank for the purpose of redress of rights, such as mediation of disputes or conduct of litigation.
The right to respond to a personal credit evaluation refers to the right to submit information deemed advantageous for explanation and calculation of personal credit evaluation results and major criteria based on automated evaluation, or to request correction, deletion, or recalculation of basic information.
