휴면계좌 복구2019. 3. 26. 12:02
As of 2019, dormant deposits and insurance payments that customers have not visited amounted to 1.4 trillion won.
Typical dormant deposits are school banking created for children, salary bankbooks created during military service, scholarships left unattended after transfer, bankbooks for automatic interest transfer made while taking out loans, and long-term deposits and savings accounts forgotten after changing the main bank.
If there is no transaction for 2 years for insurance companies or post office insurance, 5 years for bank deposits, and 10 years for post office deposits, the account becomes dormant. To find the money you forgot, you need to find the account using the dormant account integrated inquiry.
Dormant account information is provided from January 1st, 2003, and if the deadline is earlier, you must visit the financial institution to find out.
To use the integrated inquiry of dormant accounts, access the homepage, enter your name and resident registration number, and inquire with a public certificate. And if you find a dormant account, you can get the amount back or apply for account recovery through the bank, insurance company, or post office.
The dormant account balance found through the system can be returned only if it is claimed within two years. After two years, it will be transferred to the Smile Microcredit Foundation and used for low-income welfare projects.
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