Recently, interest rates on K-Bank and Toss Bank parking accounts have been raised.Interest rate hikes from the U.S. are affecting lending and deposit rates.Therefore, K-Bank is 2.5% and Toss Bank is 2.3%, respectively.1. It’s easy to use because it’s a parking account in the financial sector.
K-Bank’s rate
K-Bank pays 2.5% interest annually up to 300 million won.
As interest rates have recently risen, interest rates on K-Bank parking accounts have risen together.It was in the spotlight because it was easy to use in the primary financial sector, but its usability has also increased with interest payments of 2.5% per year.It used to be 2.1%.You can use K-Bank as soon as you open your bank account.There is a menu called Plus Box inside the app, but you don’t need to sign up separately, and you can split the Plus Box into 10 in total and use it for your purpose.The maximum limit is 300 million won.If you are managing by splitting the plus box with 10, you can only deposit up to 300 million won in those 10 bank accounts.
How to use it is done if you open a K-Bank account, put the money in your K-Bank account, make the plus box on the menu suitable for your purpose, and press “Add” to move the money to the plus box.
Toss Bank rate hike
unconditional annual rate of 2.3%.
*Toss Bank’s 100 million won limit has been lifted, so it is now 2.3% per year without a limit on the amount.* From 22.10.29 o’clock
Likewise, Toss Bank, which started parking accounts in the primary financial sector, has been shunned in the market for a while with 2% interest per year.Toss Bank, which used to be, recently raised interest rates, and now it is 2.3% unconditionally up to less than 100 million won.Toss Bank does not have a fixed period of time, and interest is generated even if you put it in for one day.You can earn daily interest.The advantage of Toss Bank is that if you apply for a check card when you open Toss Bank, you can use it as OTP, so it’s easy to transfer money without registering OTP from other banks.The check card itself acts as an OTP, so it is easier to increase the transfer limit than other banks.The fee is completely free, so it’s easy to put in and out.
conclusion
K-Bank and Toss Bank are parking accounts in the primary financial sector, so they are perceived to be safer than other savings banks.Also, these two bank accounts have no conditions compared to other parking accounts.The biggest advantage is that you can get interest if you put money in it, spend it, and put it in.Interest rates on deposits and installment savings have been rising a lot these days, but parking accounts can receive interest if they take them away and put them back in without having to, so commercial banks cannot keep up with them in terms of utilization.
Inflation has led to higher prices and lower living standards if you stay still.It has become difficult to continue my usual life with the salary I always received.Electricity bills, gas bills, grocery shopping costs, restaurants when eating out, and rice soup prices are now over 9,000 won.The money I earn remains the same, but if I don’t make more money because prices go up, it’s actually the same situation has come.So in this time of year, don’t put money in a commercial bank account and leave the money as it is, but put it in a parking account, a high-interest deposit, or an installment savings account at a commercial bank.You have to collect interest to compensate for the reduced money.
If you’re curious about a parking account that receives 3.2% interest per year without any conditions