This is a guide on how to sign up for and issue a Kakao Pay transportation card (prepaid or postpaid transportation card). Kakao Pay has many useful services such as simple payment and money transfer, but the mobile transportation card function is also a very convenient service. Anyone can sign up for and receive a mobile transportation card easily through KakaoTalk installed on their mobile phone. When using a transportation card, simply turn on the NFC function and tag the terminal, so it is convenient because you do not have to carry a separate transportation card. Below, we will introduce how to sign up for and issue KakaoPay transportation cards (prepaid and postpaid transportation cards). 카카오페이 교통카드
What is Kakao Pay Mobile Transportation Card Service?
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KakaoPay Mobile Transportation Card is a transportation card installed in mobile phones that allows users to conveniently use public transportation such as subways, buses, and taxis with their mobile phones. When using a transportation card, you do not need to run the Kakao Pay app, just tag the transportation terminal with the screen turned off. However, in the case of Google OS 11 or lower, you must tag with the transportation terminal while the LCD screen is on. Prepaid transportation cards must be recharged before use, and deferred transportation cards are charged later according to the amount used.
How to sign up for Kakao Pay transportation card
Kakao Pay provides various services, but Kakao Pay Transportation Card is one of the useful services. You can use the Kakao Pay transportation card at subways, buses, taxis, and tollgates nationwide, and it is particularly convenient to automatically recharge the desired amount without a fee. In addition, when you apply for income deduction, you can also receive a year-end tax refund. Transportation card usage and recharge details can be checked in real time through Kakao Pay.
The KakaoPay mobile transportation card can only be used by Android smartphone users through NFC payment, and those who have already used an NFC mobile transportation card must delete the transportation card before using it. In Korea, the use of NFC on the iPhone is restricted, so iPhone users cannot issue Kakao Pay transportation cards. Please refer to the article below for how to connect and use your Kakao Pay account.
▶How to use Kakao Pay (registration, account connection, card registration, remittance, simple payment)
How to sign up for Kakao Pay Mobile Transportation Card
To use the Kakapopay mobile transportation card, you must first sign up for the Kakapopay mobile transportation card. You can sign up for a mobile transportation card after first launching KakaoTalk.
1. See 3 more dots > Payment > Subway icon > Select Postpaid/Prepaid
After launching KakaoTalk, select the 3-dot More menu at the bottom right. After that, select the payment menu at the top left of the screen. After entering the payment password, there is a subway icon on the top right of the screen. Select the subway icon. Select the Kakao Pay transportation card to be issued here. You can choose postpaid/prepaid. Postpaid is a transportation card that is charged in the following month for the amount used after using the charged amount, and prepaid is a transportation card that is used within the preloaded amount.
Sign up for Kakao Pay transportation card
2. Issuance of postpaid transportation card or prepaid transportation card
The deferred payment transportation card is a transportation card that automatically pays with Pay Money on a designated date. For deferred payment, after the charged amount is exhausted, Kakao Pay Money is charged as much as the amount of boarding. In addition, you can use it after prepaying 10,000 won when signing up for the first time. Kakao Pay postpaid transportation card usage limit is postpaid usage limit + prepaid charge. Postpaid transportation cards can only be issued to Koreans between the ages of 19 and 64 among Kakao Pay members.
A prepaid transportation card is a transportation card that is used with a pre-charged amount. It is free of charge and can be used immediately even by teenagers.
Kakao Pay deferred payment transportation card
Kakao Pay prepaid transportation cards can be issued to any Kakao Pay member, but deferred payment transportation cards can only be issued to Koreans between the ages of 19 and 64 among Kakao Pay members. In particular, the deferred payment transportation card service has been designated as an innovative financial service by the Financial Services Commission and is being operated on a limited basis.
Postpaid transportation card issuance procedure
Upon accessing the transportation card issuance page, the deferred payment transportation card selection screen is displayed for those who can use it. Even if you select deferred payment, it may be difficult to issue a deferred payment transportation card if it is not suitable in the actual screening process.
Precautions for Postpaid Transportation Card
1. The postpaid transportation card requires a prepaid charge of KRW 10,000, and can be used as a deferred payment after the prepaid charge is exhausted.
2. The deferred payment transportation card cannot be used any more when the limited limit is exhausted. In this case, you can immediately pay the deferred payment amount used through ‘limit restoration’ and use it again.
3. If you want to delete the postpaid transportation card, you can delete the transportation card after changing it to a prepaid transportation card in the status of payment of the postpaid amount used.
4. If a prepaid transportation card user wants to use a postpaid transportation card, he or she must delete the prepaid transportation card and re-register.
However, deferred payment transportation cards cannot be used if you are not eligible.
5. If you do not want to use a postpaid transportation card, you can use it by changing to a prepaid transportation card or delete the card after changing to a prepaid transportation card. However, if you want to use the deferred payment transportation card again, you must register again from the beginning after deleting the card.
6. If the payment of the deferred payment amount is overdue, the transportation card cannot be used. In case of overdue, overdue interest is incurred, and you must pay both the principal and overdue interest in order to use the transportation card.
Kakao Pay Mobile Transportation Card Frequently Asked Questions
Q. When will I be charged for subway or bus fares used with my Kakao Pay deferred payment transportation card?
A. Charges for deferred payment transportation cards (subway/bus) operate the same as credit card usage (lump-sum payment/installment payments), and are billed after being added up by means of transportation (bus, subway, toll, etc.) on the payment date.
Q. I am curious about the usage history of the Kakao Pay transportation card. Where can I see the usage history?
A. In ‘KakaoTalk>More(…)>KakaoPay>All>PayCard>Money>TransportationCard’, you can view the usage details of your transportation card on a monthly basis.
Q. Can I use the transportation card even after canceling the card?
A. You can use the transportation card for up to 3 days after canceling the Pay Money Card. The amount used after cancellation is automatically recharged until the initial charge is refunded, and the amount for which automatic recharge fails is deducted from the initial charge and then the initial charge is refunded.
Q. Why is the issuance of the Kakao Pay deferred payment transportation card rejected?
A. If the internal screening criteria for subscribing to a deferred payment transportation card are not met, issuance may be rejected. Typical reasons for refusal include:
– If you are under the age of 19 or over the age of 65
– For foreigners
– If you are already using the deferred payment transportation card service under another ID under the customer’s name
– If the internal review criteria are not met due to reasons such as overdue history and excessive debt
Q. Can I use Samsung Pay or other transportation cards?
A. If you are using Samsung Pay, you can use the Kakao Pay transportation card after deleting the transportation card in the ‘Samsung Pay Home > Wallet > Transportation Card’ menu.
If you are using a Cashbee or mobile T-money transportation card, you can use the Kakao Pay transportation card after deleting the app after refunding the balance of the transportation card. If you use another company’s mobile transportation card after issuing a Kakao Pay transportation card, a transportation card selection pop-up may be exposed when tagging a transportation terminal.
Q. When using a Kakao Pay transportation card, a padlock appears and the transportation card cannot be used.
A. If a transportation card of another company is registered as a basic transportation card or access to a transportation card through an abnormal route, a lock mark appears and usage is suspended. If you set our transportation card as the default transportation card through the ‘Required check for use’ menu at the top, you can use it again. Nevertheless, if the lock sign is not released, please contact the customer center.