전세사기 안당하는법Our country has a unique system that does not exist in other countries.
That’s what a jeonse is.
What foreigners find fascinating and surprising when they come to Korea is Jeonse.
It was just a concept of living for free.
Anyway, I pay the rent, rent the house for a while, and get the money back from the landlord without a single penny difference.
You don’t have to worry about it every month.
.Rich people could own several houses, and even if they rented out those houses and bank interest rates were high, they could just put them in the bank.
There was a time just a few decades ago when money was rolling around.
They just lived their lives secretly protecting each other by rolling around in the lax legal system.
Except for the occasional con artist who is determined to do so.
however…
Life is becoming more and more difficult, and the world is not the same as it used to be, so real estate is becoming more and more difficult.
It seems like nothing stays the same
We are living in a world full of novel and novel scams that we have never heard of.
Isn’t it amazing?
People who don’t even look at other people’s wallets, money, laptops, etc., no matter where they are, are ingenious in their fraud…
It’s so ironic…
then
1 What is a charter?
A housing lease where you rent someone else’s house by depositing a deposit and receiving the deposit back when the contract ends.
What is February rent?
A rental agreement in which the tenant pays rent to the landlord on a monthly basis.
As mentioned above, we are accustomed to the convenience of jeonse, which only exists in Korea, so we choose to live on monthly rent.
I am very reluctant and extremely embarrassed.
I am thinking that jeonse is my money at risk and monthly rent is rent money.
Wouldn’t this require a bit of a change in thinking…
If you think that you can turn your money into an investment rather than just sitting there, your thoughts on monthly rent may change.
I’m thinking about it (personal thoughts)
1Setting up jeonse area
2Rental rights
3Lease guarantee insurance
1Setting the deposit area –
The act of securing real rights in a leased building through a contract between the owner and the leaseholder.
Both the registration right holder and the registration obligor must jointly apply for user registration.
The landlord’s consent is not required for the move-in report or confirmed date, but the landlord’s consent is required for the lease registration.
The confirmed date takes effect from the day after it is received, but the leasehold right takes effect as soon as the establishment registration is completed.
The cost is 600 won for the confirmed date, but the jeonse right varies depending on the jeonse (cost is indicated).
2Rental rights
The tenant uses the landlord’s property and pays rent in return.
Responsible for managing the general maintenance required for the use of this property.
The actual acquisition and resident registration procedures are completed even without registration.
In order to return the deposit and protect the tenant, the right to request registration can be exercised without registration.
3 Jeonse Guarantee Insurance
If you sign up for rent guarantee insurance, the Korea Housing and Urban Guarantee Corporation will guarantee your rent in case of fraud.
The two most representative rental deposit insurances are HUG and HF.
1HUG
HUG rental guarantee covers multi-family houses, multi-family houses, townhouses, multi-family houses, and single-family houses.
Residential officetels confirm and guarantee global contracts and brokerage items.
You must live in one house
2The sum of the rental deposit and senior debt must be within 90% of the housing price and the collateral recognition ratio.
You can apply if the house price is 100 million won and the deposit is 90%.
There should be no provisional seizure, seizure, etc.
3Both the house and the land must be owned by the lessor.
4The rental contract period must be at least 1 year
5 Bulbul buildings must not be listed in the building register.
2HF
Guarantee insurance is the same as HUG
1A copy of resident registration and ID card are required.
2A confirmed date book, lease agreement, and moving-in unit list are required.
The difference between the two is that HUG guarantees the house as collateral, while HF guarantees it with credit and income.
Most are insured through HUG.
If you keep these three things in mind and get a warranty, you will be able to buy it comfortably during the contract period even if it costs money.
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