자리톡 월세환급Although it has fallen a bit recently, as house prices and rental prices have soared, loan interest rates are burdensome, so many people use monthly rent.
However, the monthly rent that is paid out every month is a lot of money… I will explain to these people in a simple and easy-to-understand way the monthly rent refund system that allows them to receive a refund of up to 17% of the monthly rent.
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Monthly rent refunds can be made relatively easily through Hometax, but you can apply for them simply and conveniently using ZariTalk, so let’s talk about ZariTalk first.
Step1: Download the 「Jari Talk」 app.
Step2: Start by signing up with KakaoTalk or mobile phone number.
Step3: Press the ‘Monthly Rent Refund and Start Zari Talk’ button (blue).
Step4: Select the rental type and enter the rental cost (deposit, monthly rent, etc.).
Step5: Enter the address and tenant name of the residential building.
Step6: Click the Request Tenant Verification button.
As of 2023, those eligible to apply for a monthly rent refund are as follows.
※ Not only apartments, but also single-family homes, officetels, and gosiwons are available. However, as explained above, you must be a household that does not own a house, so if you have your own house but are renting somewhere else, you cannot apply.
So how much is the monthly rent tax deduction? The amount of the deduction depends on your total salary and comprehensive income.
For example, assuming that Mr. A, whose total salary is less than 55 million won, pays monthly rent of 500,000 won, the total monthly rent for one year is 6 million won.
In this case, you can receive a refund of 6 million won x 0.17 = 1.02 million won.
If you assume that you paid monthly rent of 1 million won each, for a total of 12 million won, the maximum deduction limit is 7.5 million won, so you cannot deduct all of the 12 million won, but you can receive a tax deduction of 750 x 0.17 = 1.275 million won.
(I have more to say later, but for now, just remember that what I’ve said so far is a tax credit.)
The required documents are quite simple as follows.
Although ZariTalk is convenient, for those who feel more secure with the government-run Hometax, I will also easily explain how to use Hometax.
However, one thing you need to know here is that when receiving a refund for monthly rent during year-end tax settlement, you can choose one of the two options below.
I briefly mentioned above that you should only remember the tax deduction.
For those of you who are already having a hard time, let me tell you something very simply: tax deductions for the amount paid in monthly rent are received back by considering them as taxes, and income deductions are received by processing a cash receipt.
So what is better? As you may know, the reason we have talked about tax deductions through the ZariTalk app is because tax deductions are more beneficial.
Therefore, if you are within the monthly rent tax deduction limit, it is recommended that you unconditionally select the tax deduction. I told you this in advance because I thought you might be confused about what to choose at the end of the year.
Then, we will let you know right away how to apply for a monthly rent refund through Hometax.
1) After logging in to Hometax, select as shown below.
◎ Consultation/Report -> Cash receipt complaint report -> Housing rent (monthly rent)
2) Please select the one that suits you from the page below.
◎ Tax credit application: Apply for tax credit for monthly housing rent (3rd time)
◎ Income deduction application: Application for issuance of cash training certificate for housing rent (4th)
3) Enter basic personal information and contract details
If you have more questions or want to check, it may be helpful to check the process through Hometax.
Above, we learned about monthly rent refund. Don’t miss out on anything and make sure to get back at least a little bit!
