자녀양육비 대출Loan requirements All expenses incurred in raising children under the age of 7 Loan limit: KRW 5 million per child per year within the range of KRW 10 million Loan conditions 1.5% annual interest / 1-year grace period 3 years Repayment of principal in equal installments each month, 1-year grace period 4 Select between yearly and monthly principal repayment in equal installments ※ Changes cannot be made after selection of grace period and repayment period, early repayment possible (no early repayment fee)
Guarantee method: Use of Woori Corporation’s credit guarantee support system (guarantee fee deducted 0.9% per annum in advance) Proof documents
Loan application deadline: Within the time when the child reaches the age of 7
Restrictions on application – Those who have already received a loan up to the loan limit (credit guarantee limit) – Those whose loan amount has been determined to be recovered pursuant to Article 20 of the regulations (those who have received loan payments through false or fraudulent means) – Those whose delinquent information, etc. has been registered with the Korea Credit Information Service In this case, credit guarantee is not possible and lending is limited.
Application and selection application issuance and reception location – Visit: Each regional headquarters and branch office under the jurisdiction of the workplace ※ Minors under the age of 19 must apply in person with a legal representative or guardian (one parent is also acceptable) – Internet: Labor Welfare Service (http://welfare) Apply after logging in to the joint certificate in the service application menu at .kcomwel.or.kr [Shortcut])
Application period and preliminary selection date – Application period: From Friday, January 22, 2021 to the project closing date. Selection of loan recipients – 1st rolling (immediate) selection: Confirmation of person in charge and preliminary selection ※ Maintain the rolling (immediate) selection method. , If a shortage of loan resources is expected, loan recipients may be selected in accordance with Article 16 (Loan Priority) of the Labor Welfare Business Operation Regulations – Second eligibility screening: Submission of required documents within 7 days for preliminary selection and final decision
※ This project is supported by the Lottery Commission Lottery Fund of the Ministry of Strategy and Finance to realize the social value of financial welfare support for the underprivileged. ※ The income requirements and loan limit for loan applications are expanded for employed workers in areas with employment crisis and in special employment support industries.
◈ Relaxation of loan requirements for living stabilization funds for workers in employment crisis areas, etc. ◈ We would like to inform you of the expansion of the loan scale and level of support for living stabilization funds for workers in employment crisis areas and other areas in accordance with the Labor Welfare Service Operation Regulations as follows. ▣ Target: Workers in employment crisis areas and special employment support industries designated in accordance with Article 32 of the Framework Act on Employment Policy.
▣ Content
▣ Application method and procedure (applicant) Submit application to Korea Workers’ Compensation and Welfare Service → (Korea Workers’ Compensation and Welfare Service) decision and notification of loan target → (applicant) apply for guarantee to the Korea Workers’ Compensation and Welfare Service → (applicant) issue guarantee and notify bank → (applicant) execute loan * Visit the Corporation (regional headquarters and branches) or use the Internet Labor Welfare Service (http://welfare.kcomwel.or.kr)
▣ Contact information: Korea Workers’ Compensation and Welfare Service call center (1588-0075)
Chuncheon,Gangwon-do,Republic of korea
©Kkultteok
