in my previous post
Interest of 2% per annum without any conditions/performance
I posted the Toss Bank / Pepperlulu Bank parking passbook. 웰뱅 모두페이 통장
this time 이베이스매뉴얼
Although the interest rate is higher than that of Toss Bank/Pepperlulu Bank,
The amount is limited, with conditions attached
I would like to post a parking passbook.
1. Nonghyup NH1934 preferential passbook
This passbook is a product that only those between the ages of 19 and 34 can sign up for.
Base rate 0.1% + preferential rate 2.9% = 3% (before tax)
If the conditions for the preferential interest rate are met
You can get interest of 3% per annum!!
However,
This interest applies only to the amount of 1 million won or less.
(0.1% interest rate applies to the amount exceeding 1 million won)
In addition, in order to receive a preferential interest rate of 2.9%,
Some conditions must be met
2 transfers per month through Nonghyup Internet Banking (required condition)
+
<Additional conditions>
1. Salary deposit (over 500,000 won per month)
2. One or more direct debits
3. NH1934 check card payment of 50,000 won or more per month
satisfy the basic conditions,
At least one of the three additional conditions must be met
You can get preferential rates. (meaning Nonghyup write)
In addition,
Interest is paid quarterly (March, June, September, December).
Preferential conditions must be met for at least 2 months prior to that
3% applies.
However, if you are using the Nonghyup as your payroll,
For those who already use the Nonghyup, it seems that the conditions are not too difficult.
Other than that, the Nonghyup also has no fees and ATMs are free.
2. Welcom Savings Bank Welbang ModuPay Passbook
There is also a savings bank passbook similar to that of the Nonghyup.
Base rate 0.5% (variable rate)
+ Preferred interest rate 2.5% = 3% (before tax)
The same 3% interest rate as the Nonghyup!
First of all, there is no age limit.
However, this product also
This interest applies only to the amount of 1 million won or less.
(0.5% variable interest rate is applied for the amount exceeding 1 million won)
Welcome Savings Bank also has two conditions.
1. The balance of the deposit exceeds KRW 500,000
2. Simple payment transaction performance of 100,000 won or more
Easy payment,
Speaking of Toss/Kakao Pay/PAYCO/Naver Pay,
Conditions are satisfied when using the application by registering.
Interest is paid monthly on the third week of each month.
It is different from the Nonghyup!
If both of these conditions are met, the 3%
I like the fact that the interest rate is higher than other banks,
I like the 100 million won limit and annoying conditions.
to suit your own preferences and preferences
It would be better to choose a parking passbook.
Absolutely high interest rates! wave
It would be good if you meet the conditions of the Nonghyup/Welcome Savings Bank parking passbook (up to 1 million won)
Like me, it is difficult to fulfill the conditions,
It’s simple, but I like higher interest rates! if
I definitely recommend the toss.
And those with more than 100 million won or a large amount
K-Bank or other banks’ products are much more advantageous than Toss!
Toss Bank is open to depositors with less than 100 million won.
Because it is a high interest rate application! (Current basis)
The following is only possible for a small amount, but
However, I will post the Shinhanae piggy bank with a high interest rate of 3%.