I will tell you how to cancel Shinhan Bank’s limited account.Many people are suffering from the increasing number of financial crimes and so-called voice phishing.Banks and the government are operating a limited account system to solve this problem, but it’s really, really annoying.
I’ll tell you how to cancel the limitation account from beginning to end, and even the last resort you use when you’re in a real hurry.
Shinhan Bank Smart Banking
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limitation of account inconvenience
The daily transfer limit is only 300,000 won before the Shinhan Bank limit is lifted.Even though it’s my money, it’s really inconvenient to transfer money, but the details are as follows.
The daily withdrawal limit is limited to 1 million won.
The daily withdrawal limit of check cards and ATM machines is limited to 300,000 won.
The daily transfer limit of 300,000 won, including Internet banking, is limited.
ATM machine bankbook withdrawal and non-media withdrawal are not possible.
However, you can purchase items freely within the account amount, perhaps because you think the risk of voice phishing is low.
How to University Student Limit Account Cancellation
Since I am an office worker, I have submitted the documents and canceled them in the following way.I will write the method below.By the way, how can college students without income cancel their limited accounts?
First of all, there is a way to earn more than three months of income proof, such as receiving pocket money from parents or getting a part-time salary.
Second, there is a way to prove for three months to pay utility bills such as monthly rent, electricity, water tax, gas and bus payment cards, and communication fees.
If you need to withdraw a large sum of money immediately,
In the past, I had to pay my father’s hospital bills suddenly, but it was not long after I changed my main bank, so I couldn’t withdraw a large sum of money.I had no choice but to close the bank account and withdraw the money.
I don’t want to recommend it as much as possible because I have to build up my transaction performance from the beginning again, but if you have urgent circumstances, please consider it as a last resort.
Limit Limit Account 1 Cancellation Method
The method of canceling Shinhan Bank’s limited account is quite cumbersome.Other banks can cancel their limited accounts through online banking and mobile banking, but Shinhan Bank is required to visit Shinhan Bank branches with necessary documents after meeting the necessary conditions.
The most painful part is that even if you have the following documents, the cancellation of the limitation account is at the discretion of the employee.Many media have also raised problems with this, but so far there has been no significant improvement.You’d better make an explanation after you’ve prepared a sufficient basis for explanation.
confirmation of financial transaction objectives
Salary bankbook (Source collection receipt, employment confirmation, salary statement, etc.)
Business bankbook (Product supply contract, tax invoice, etc.)
utility bill, administrative expense account (receipt of utility bill, receipt of administrative fee, etc.)
In other cases, objective evidence is required.
College students will not have many documents to submit except for administrative expenses.If possible, please deal with your pocket money account and communication fee payment in your bank account for more than three months to resolve the limitation account.
How to cancel account 1 with limited transaction performance
Each bank can lift the limit account with transaction performance, and Shinhan Bank can also lift the limit account through transaction performance.
In particular, Shinhan Credit Card is said to be able to lift the limit account faster, and banks are suspected of taking care of their performance while causing inconvenience to customers.
Transaction Performance Limit Account 1 Required for Cancellation of Account 1
The necessary documents are as follows.
Salary transfer (performance of salary transfer of 500,000 won or more per case for 3 months or more)
Shinhan Card Payment (such as credit card payment performance over 3 months)
Transfer of utility bills (automatic payment of utility bills of three or more cases per month, such as gas and water taxes)
Receipt of pension (receipt of various pensions such as national pension and civil service pension)
You can contact the counter with the above documents.
By the way, even after the three-month journey, there is another account with a limit of 2.
Contents of Shinhan Bank Limit Account 2
You can transfer and withdraw money from the limited account 2 as follows.
ATM can transfer up to 1.5 million won per day and withdraw money.
Up to 1 million won per day for non-media transactions
Up to 5 million won per day can be withdrawn from branches
As you can see, it is still inconvenient because the maximum withdrawal amount is still at stake.In order to solve this problem, you have to cancel Limit Account 2 and make it a regular account.It takes a lot of time, so you have to prepare it slowly.
How to Cancel Limit Account 2
In order to make Limit Account 2 a regular account, the following are necessary.
Salary Transfer Details 9-12 Months
Shinhan Card has been used for more than 6 months.
It is flexible that Shinhan Card has been used for more than 6 months here.Because everything depends on the discretion of the staff, the outcome may vary depending on which staff you meet.
conclusion
So far, we have looked into how to cancel Shinhan Bank’s limited accounts 1 and 2.This system, which was created to solve the voice phishing problem, is a serious inconvenience for those who receive new bank accounts.I finish writing hoping that someday voice phishing will disappear and this system will disappear.