I didn’t even know that Shinhan Bank account was suspended while changing the main bank a few years ago. Since I am using another bank without any inconvenience, I do not have to go through the trouble of canceling the transaction suspension.
A visit to the branch is required to “unset” the transaction suspension of the transaction suspension account. No matter how much I search the banking app, I can’t find the menu 🙂
For reference, ‘cancellation’ of the transaction suspension account is simple in the Shinhan Sol app. Termination is to remove the break, and release is to release the middle finger so that it can be used again. 신한은행 거래중지계좌
To cancel, you have to visit a branch, and there are a lot of people who just ‘cancel’ because there is a lot of trouble that you have to pay extra time. It is said that removing the account will increase your creditworthiness, but I don’t know if that’s true. 이베이스매뉴얼
When I asked the chatbot of the Shinhan Sol app about canceling the transaction suspension account, they were told to bring ID and proof of purpose.
If your only purpose is to cancel the transaction suspension account, you only need an ID. Documents to prove purpose include a certificate of employment, income withholding tax receipt, and health insurance premium payment statement.
Opening a trading suspension account is almost similar to creating a new account. Rather, it is more difficult because you have to visit offline than a new account that can be created online.
▶ What to bring: ID
▶ A visit to the branch is required.
When I visited the Shinhan Bank window at around 2:30 pm, the waiting time at the window was quite long. Although online is the trend, there are still many people who request to transact offline. I thought there would be only old people, but there were also many young people. There were quite a few people who looked like the executives of the company.
The cancellation of the transaction suspension account can be processed at the deposit and withdrawal window, and you can tell the staff that you will cancel the transaction suspension account and hand your ID.
As you proceed, the staff will make several requests. I don’t know how many times I signed on paper before, but now I have to sign a few on the monitor. It just changed from paper to monitor.. After writing a few agreements, the transaction suspension account was released as follows.
However, in the case of a transaction suspended account, it is possible to trade, but it becomes a limit-limited account, and the limit is greatly reduced. In fact, it can be seen that the account is almost unusable.
▶ Bank window: Withdrawal/transfer combined up to 1 million won per day
▶ ATM: Withdrawal/transfer, up to KRW 300,000 per day
▶ Web/App: Transfer up to 300,000 won per day
In order to increase the transfer limit, the conditions are quite strict, such as making two or more transfers with the word ‘salary’ and maintaining the balance for a certain period of time.
After canceling the transaction suspension account, the bank teller recommended that the bank account be opened with no transfer fee, and the conversion to a convenient deposit and withdrawal account was completed. The account I had originally had a transfer fee of 500 won.
It is an unconditional advantage to convert the Solfun Deposit and Withdrawal Passbook as it has the benefits of unlimited mobile transfer fee exemption, Shinhan Bank withdrawal fee exemption, and automatic transfer fee exemption.
The process is simple conversion registration at [All Menus]-[Products]-[Deposit and Withdrawal].
In addition, mobile OTP is convenient without a security card or physical OTP device, so it is recommended to receive it.
In [Menu]-[Authentication/Security]-[Security Media]-[Mobile OTP]
▶ Step 1 ID verification
▶ 2-step identity verification (account verification or video call in your name)
It can be issued through a process, and those issued by Shinhan Bank can only be used by Shinhan Bank.
Today, I wrote a post about canceling / canceling Shinhan Bank’s transaction suspension account. Once an account has been suspended, it is quite cumbersome to restore it.
If you are not subject to the 20 business day limit for opening a new account, I think it might be a better way to open a new account after canceling.
end.