Easy on mobile! How to recommend a credit score inquiry app
1. App types and functions
1.1 Nice Keeper App
This is an official app operated by the Financial Intelligence Unit (FIU) under the Financial Supervisory Service.
After verifying your identity, you can check your credit score, credit rating, detailed report, etc. for free. 신용점수 조회
It provides a variety of additional functions such as credit counseling, financial product comparison, and fraud prevention information.
1.2 All Credit App
This app is operated by the Korea Credit Information Service (KCB). 이베이스매뉴얼
After verifying your identity, you can check your credit score, credit rating, detailed report, etc. for free.
It provides various additional functions such as credit counseling, credit management tips, and financial product recommendations.
1.3 Toss App
This is a simple remittance app operated by Kookmin Bank.
After opening a Toss Bank account, you can check your credit score for free without verifying your identity.
We do not provide credit ratings or detailed reports.
1.4 Other apps
Various credit card companies provide their own credit score inquiry apps.
Card company apps work by estimating your credit score based on your card usage history, etc.
It should be noted that accuracy may be somewhat low.
2. App selection criteria
2.1 Features provided
Basically, it’s a good idea to choose an app that provides credit scores, credit ratings, and detailed reports.
You may also consider add-on features such as credit counseling, financial product comparison, and fraud prevention information.
2.2 Ease of use
We recommend choosing an app that has a simple app interface and is easy to use.
Choose an app that has an easy identity verification process and allows you to easily check the search results.
2.3 Security
It’s important to choose an app you can trust for your privacy and security.
It is safer to use the official app operated by the Financial Supervisory Service or Korea Credit Information Service.
2.4 Reviews
It is a good idea to read reviews from other users to understand the pros and cons of the app.
You can check reviews on the App Store or Google Play.
3. Precautions
Your credit score can fluctuate depending on many factors.
The credit score provided by the app is an estimate and may differ from your actual credit score.
To check your accurate credit score, you must visit a financial institution or contact a credit rating agency.
4. Recommended apps
Nice Keeper App: Check accurate credit score and detailed report, provide various additional functions
All Credit App: Similar to the Nice Keeper app, provides credit card company benefits
Toss App: Easy inquiry, useful when using Toss Bank