summary
Sunshine Loan 15 is a guarantee policy for low-income earners from the National Happiness Fund, which supports the convenience of bank loans to those with the lowest credit who have no choice but to use high-interest loans, such as loan business and illegal private finance, if they meet the minimum standards.
2. Who is supported 삼성 햇살론카드
Personal credit score: Those in the bottom 20th percentile, with an annual income of 35 million won or less, there is no personal rating limit
Annual income: 45 million won or less 이베이스매뉴얼
3. Contents of application
From October 19, 2020 to December 31, 2022, the temporary limit of consignment guarantees due to the prolonged Corona 19 has been expanded from 7 million won to 14 million won.
4. Sunshine Loan 15 Special Guarantee
The Sunshine Loan 15 Special Guarantee is a special support process for the Microfinance Promotion Agency for those who are unable to receive support through standardized bank screening, and must meet the following conditions.
payroll cash recipient
Debt reconciliation conscientious patient
Workers who have been employed for less than 3 months
Individual taxi drivers and those engaged in the livestock, livestock and fishery industry who have difficulty in proving their income with objective documents
Sunshine Loan 15 Special Guarantee support is determined not only by credit information, but also by qualitatively examining income status, use of funds, repayment intentions and plans during the face-to-face consultation process.
5. Repetition, using stock prices
1) Repeated use: Can be used multiple times without limit on the number of times after repayment of Sunshine Loan 15 is completed
2) Additional use: If additional funds are needed during loan use, one additional loan is possible
6. Handling agency
14 commercial banks in heaven and internet-only banks
KB Kookmin, Shinhan, Woori, IBK Enterprise, Hana, Nonghyup, Suhyup, Gyeongnam, Gwangju, Daegu, Busan, Jeonbuk, Jeju, SC Jeil, Kakao Bank
Sunshine Loan 15 Special Guarantee: 41 integrated financial support centers for low-income earners nationwide
Hatshon 15 Special Guarantee Loan service is operated by reservation system for each center, and for consultation and reservation, please contact the People’s Finance Call Center 1397.
7. Use procedure
sunshine card
summary
The Sunshine Loan Card is a product that supports the issuance of credit cards so that low-credit users who are excluded from benefits such as installment points due to the difficulty in issuing credit cards can expand their financial product options and lead to healthy consumption. .