Today, I would like to recommend a check card for students in their 20s and college students.
In addition, I will write down the benefits according to the performance, so I hope that it is a reference for those who need it. I’m going to summarize three things. Each card company has cards that target people in their 20s. Most of them apply to all age groups, but it seems that companies are working hard to plan something like this, focusing on beginners and college students. So, let’s start by looking at the concept of a check card first. 대학생 체크카드 추천
What is a debit card?
It is a combination of the functions of a debit card and a credit card, and it is the same as a debit card in that it is used within the balance of the savings account, but it can be used like a credit card because it is possible to provide credit through a negative loan method within the range of 500,000 won even if there is no balance. The difference is that you can. Also, debit cards cannot be used at credit card merchants, but debit cards can be used at any credit card merchants. 이베이스매뉴얼
To be honest, this is the first time I know
I used to think that debit and check had the same meaning. However, you can use it like a credit card for a certain amount even if you don’t have a balance.
Let’s check the meaning of this and now start recommending check cards for the 20s.
Nonghyup – NH20 Haebom Check Card
The three key benefits are shopping, books, and copies.
It seems that the focus is on the part that people in their 20s use the most. There is no annual fee as it is a debit card. In addition to the main benefits, there are education, transportation, etc. that college students need. Let’s take a closer look at the discount.
1. Shopping – 5% off online shopping mall
– At Gmarket, Auction, Interpark, 11st, and Nonghyup Mall, if you spend more than 20,000 won per transaction, you can get a minimum of 1,000 won and a maximum of 2,500 won at a time, and a monthly discount of up to 8,000 won is possible.
2. Self-development – books, education part
There are also meticulous benefits in the education sector.
The main content focuses on the language section, providing services such as liberal arts and cultural classes in English, Chinese, and Japanese, and language tests are provided once a month and six times a year. As with shopping, discounts of up to 2,500 won per transaction over 20,000 won are discounted to 8,000 won per month.
3. Leisure
These are the main items recommended for check cards in their 20s.
1) Movie
CGV Online Yemi 2,000 won discount: Limited to once a month when paying 10,000 won or more
2) Delivery App – 5% off
At Yogiyo, the nation of delivery, you can get a discount of up to 1,000 won per case of 10,000 won or more, with a monthly limit of 6,000 won.
3) Application – 1,000 won discount
Even if the price of the app is less than KRW 1,000 in Apple or Google Store, up to the paid amount will be discounted once a month.
It seems to be good as a check card recommendation for college students as well as those in their 20s.
4. Life part
1) Communication cost
2,500 won discount when paying 50,000 won per month, excluding SK Telecom, KT, and LG U+ budget phones
2) Coffee 20%: Starbucks, Edia
Discount on purchases of 10,000 won or more, up to a maximum of 3,000 won per month. It seems to be just right if I use it about twice a month.
3) Transportation fee: 10% discount
Up to KRW 3,000 discount for bus/subway usage over KRW 20,000 per month.
5. Overseas: 1% discount on all affiliate stores (including overseas direct purchase)
– For orders over 20,000 won per case, a maximum of 100,000 won is available in addition to the monthly discount limit
Nonghyup Haebom Check Card Integrated Discount Limit
This is the most important. The discount amount is determined according to the previous month’s performance. If you use it well, you can get a lot of benefits from multiple cards, right?
The combined discount limit is divided into online and offline.
1. Online: shopping, self-development, leisure
2. Offline: life, abroad
If you spend at least 200,000 won to less than 400,000 won, you can get a monthly discount of up to 7,000 won, and when you spend over 1 million won, you can get a discount of up to 35,000 won.
For a debit card, there are more benefits than I thought, so I decided to recommend a check card for people in their 20s. The best thing about delivery, coffee, and transportation costs caught my eye. This seems to be the part where both college students and beginners in society can receive many benefits.
So now let’s check the second card.
KB Kookmin Nori Check Card
If you recommend a check card in your 20s, the benefits are almost the same.
The Kookmin Card also includes basic transportation, communication, coffee, and movies. It is not a product aimed at people in their 20s, but there are a lot of special discounts that can be used by college students and beginners. Looking at the benefits
The monthly combined discount limit is the same as above. Let’s start by looking at it first.
1. Public Transportation – Bus/Subway 10%
If you spend 20,000 won per month, you get a discount if you meet the previous month’s performance of 300,000 won. Intercity buses, express buses, and airport buses are excluded.
2. Communication fee: 2,500 won refund discount
It is limited to once a month for each transfer of KRW 50,000 or more, and the combined charge for wired and wireless communication charges is excluded. It is used when the performance is 300,000 won or more.
3. Eating out
1) Outback, VIPS 20% refund
Up to KRW 10,000 discount per month, up to KRW 30,000 to KRW 50,000 per use.
Purchases of gift certificates, department stores, and large discount stores are excluded.
2) Coffee – Starbucks 20%
From 10,000 won to 20,000 won per case, up to 4,000 won per month The purchase of gift certificates and prepaid card purchases and recharges are excluded.
4. Amusement Park
50% is applied at Everland and Lotte World, and a maximum of 25,000 won is applied from 30,000 to 50,000 won per case. Applies only to on-site ticket purchases.
5. Convenience store – GS25 5%
KRW 10,000 to KRW 20,000 per case, up to KRW 1,000 at a time
6. Books – Kyobo Library 5%
Up to 2,500 won at a time, up to 20,000 to 50,000 won per case, and can be paid through the on-site gourmet or Kyobo Bookstore website or app. Hot Tracks usage is excluded.
There is something well organized, so I uploaded an image.
As a college student debit card recommendation, the necessary parts are well applied.
Shinhan Bank – Shinhan Card S20 Check
Currently issuance is suspended, only reissuance is possible
The main benefits are transportation, convenience stores, books, and education.
It is similar to the Nonghyup Haebom check card above. The Shinhan Card S20 check is also aimed at college students in their 20s and beginners.
Likewise, there is no annual fee.
But there are caveats. From July 10, 2020, new issuance has been suspended. Instead, it is said that reissuance is possible for those who have the card, and the validity period is not extended upon reissuance. I’m just going to keep it simple for those of you who have it. Because the benefits are good, it cannot be issued continuously. I’m sorry.
Please refer to the effective benefits.
I’ve uploaded 3 recommended check cards for people in their 20s.
I thought it would be good for college students and first-timers to use, so I wrote them down like Nonghyup, Kookmin, and Shinhan. Nonghyup Haebom and Shinhan S20 are aimed at people in their 20s, but unfortunately, new issuance of the Shinhan s20 is suspended. I posted it as a reference so that those who do not use it after getting it on purpose, reissue it and try it.
If you look at the benefits of the Kookmin Card, there are many benefits that can be used by people in their 20s and 30s.
Now that I’ve looked into it this way, in fact, how much discount you get will vary depending on the individual’s ability to use it. I think you can choose how much more to use with one or whether you want to receive both benefits after using the two at a minimum.
It can be a little annoying, but I don’t think it’s necessary to pursue just one if you record and use it well. If you use 2-3 of them and divide them for each part with a large discount limit, you can get more good conditions. Please use it carefully! The post will end here. Thank you so much to everyone who watched till the end. Have a nice day today!
everyone
It’s warm these days too
it’s already summer
I think it’s coming
May is the month of family
Isn’t the bankbook empty?
Probably
becoming a college student
money management
‘Cause I’m alone
I feel it’s not easy.
Even if I get pocket money,
even if you work
Why is spending only increasing…
Have you ever thought about it?
when you spend so much
If the debit card is useful
unnecessary expenses in our lives.
You can reduce it!
When using a debit card
Am I spending properly?
What debit card do you have?
Have you ever wondered if it’s advantageous?
So oh always
for you
useful and practical
various debit cards
TOP 5 Recommendations
I’m going to try.
Would you like to go find out with me?
Source: Nonghyup Card website
First
This is the Nonghyup Haebom check card.
Haebom check card
Shopping 5%, Books 5%, Coffee 20%
A discount is given.
There is no annual fee,
The previous month’s performance was more than 300,000 won.
Benefits
1. Online Mall (Gmarket, Auction, Interpark 11st)
When spending more than 20,000 won
Up to 8,000 won discount
There are benefits.
2. Online bookstores (Interpark Books, Aladdin, Kyobo Bookstore, etc.)
When spending more than 20,000 won
Up to 8,000 won discount
There are benefits.
3. Language test (TOEIC, TEPS, JPT)
When using more than 20,000 won
Up to 8,000 won billing discount
There are benefits.
4. At Starbucks and Ediya when using cafes
Save up to 20%
There are benefits.
5. Mobile communication fee once a month
2500 won discount
There are benefits.
6. CGV Movies When paying 10,000 won or more once a month
2000 won discount
There are benefits.