기초연금 신청방법 수급자격 Learn about eligibility for basic old-age pension at age 65 and how to apply

기초연금 신청방법 수급자격In Korea, there is a very good system called the National Pension. However, if you are over 65 years old, you can receive not only the national pension but also the basic old-age pension. Aren’t you curious about what this basic old-age pension is and who exactly is it eligible for? Today, we will learn about applying for a 65-year-old basic old-age pension at Yes Form.

The correct name for the basic old-age pension, which is provided to the elderly aged 65 or older, is ‘basic pension’. This is a system that was implemented after the National Pension was implemented in 1988 when there were people who did not receive sufficient pension due to the short enrollment period. is receiving

The basic old-age pension is for those who have Korean nationality, are aged 65 or older, and have a recognized income of 1.8 million won per month for single households or less than 2.88 million won for married couples, and those whose national pension income is less than 461,250 won as of 2022. are doing Of course, households receiving government employee pension, military pension, teacher pension, teacher pension, and special post office pension are excluded from the basic old-age pension regardless of conditions, and those who receive the national pension more than the above income are also excluded. .

In other words, the most important criterion for becoming eligible for the basic old-age pension is ‘recognized income’. As the term ‘recognized income’ comes out when talking about pension, this does not mean just a simple salary or money earned from business, but converts the property you own into income. It can be said that the amount of income recognized is the sum of the income conversion amount of the property and the assessed income. In order to check whether your recognized income meets the basic old-age pension recipients, you can perform a simulated calculation through the ‘Bokil Road’ site.

In Case of the basic old age pension, up to 307,500 won per month will be paid from January to December 2022, but it is said that the payment amount is determined by reflecting the consumer inflation rate of the previous year every year. As a result, it was decided that the basic old-age pension will also be paid by reflecting the 2.5% increase rate of last year, as inflation has progressed significantly this year. However, even if both couples are eligible for the basic pension, they do not receive 300,000 won each. If both husband and wife are eligible for the basic old-age pension, they will receive 246,000 won each, 20% each from the maximum monthly amount of 307,500 won for single households.

There are three main ways to apply for basic old-age pension: online through the Welfare Road website, visiting a branch of the National Pension Service, and using a community center near your place of residence. Proceeding through the online site Welfare Road at home is the simplest and most convenient method, but since those aged 65 or older are eligible, rather than working with a mobile phone or computer, visit a community center or branch of the National Pension Service. I think visiting is the best way to proceed without any disadvantages. In the case of the pension, application can be made at any time of the year, and in case of mobility difficulties, it is possible to apply by proxy through a spouse, child, sibling, relative, or a social worker who has been delegated authority by the head of a social welfare facility. In addition, in order to apply for the basic old-age pension, identification such as a resident registration card, a driver’s license, a disability registration card, or a passport is required, and a copy of the bankbook in the name of the person who will receive the basic pension, a consent form for providing financial information from the spouse, and a transfer You need to prepare a monthly rent contract before visiting. In addition, you will need an application form for basic old-age pension, a consent form for providing financial information (yourself), an income/property report form, and an application form for management of hope and receipt of benefits.

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