These days, you can open a Kookmin Bank account via mobile non-face-to-face. Today, we will take the time to learn about how to open a Kookmin Bank account and how to remove a limit account.국민은행 한도제한계좌 해제
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How to open a Kookmin Bank account
How to unlock Kookmin Bank account limit limit
Proof of purpose of financial transaction
Conditions for canceling limit-limited accounts
How to open a KB Kookmin Bank account 1 1
How to open a Kookmin Bank account
1. Install the KB Kookmin Bank Star Banking app.
2. After running the app, access the ID login screen and select the full menu in the upper right.
3. Select a financial product on the left.
4. Select the Deposit/Withdrawal + Card menu.
5. Click Sign Up and check the new registration process.
6. Select Agree to all identity verification and click Next.
7. Complete identity verification by taking a photo of your driver’s license or ID card.
8. For additional identity verification, verify the 1 won deposit to complete the Kookmin Bank account opening.
How to unlock Kookmin Bank account limit limit
If you have opened a Kookmin Bank account, there is a limit. To cancel this, you must visit the nearest Kookmin Bank branch with proof of financial transaction purpose and ID card.
Proof of purpose of financial transaction
Salary account: proof of employment, salary slip, earned income withholding tax receipt
Pension receipt account: Pension certificate (pension recipient confirmation), etc.
Business account: Goods supply contract (invoice), (electronic) tax invoice, financial statement, value-added tax certificate, tax payment certificate, etc.
Meeting account: Documents proving the meeting, such as member list, bylaws, etc.
Utility bills, management bankbook: utility bill payment receipt, management fee receipt, etc.
If verification of the purpose of the financial transaction is not possible, the limit limit account can be released if the following conditions are met.
Conditions for canceling limit-limited accounts
Salary transfer: Salary transfer performance of more than 500,000 won per case (corporate internet banking performance based on National Treasury, Giro, CMS, salary transfer date, Topline, and Kookmin Bank salary contract)
KB card payment: Credit card payment records (excluding check and prepaid card payment records, but including cash advances)
Utility bill transfer history: If there are 3 or more automatic utility bill payments per month (apartment management fee, Giro, phone banking, CMS)
Merchant payment: Deposit performance of card member payments paid by KB Kookmin Bank (including KB Kookmin Card, KB Kookmin check card, and prepaid card)
Pension receipt: National pension, civil servant pension, private school teacher pension, military pension, and veterans’ benefits receipt record