① Make an appointment with a counselor one month before the balance date
– In order to cope with unexpected situations such as omission of necessary documents, it is recommended to proceed with the loan from the contracted real estate.
– When the circumstances and time are not convenient, a loan counselor may visit the company.
– If you apply for a loan even one month or one day in advance, you must start again from the beginning during the loanable period.
② Get the necessary documents and proceed with the loan 국민은행 대출상담
*Required documents: ID, abstract (including full address), certified copy, family relationship certificate, contract (to receive a confirmed date), down payment receipt, proof of employment (borrower), withholding tax receipt from the previous year, spouse ID 이베이스매뉴얼
From this point on, for about 30 minutes, he processes the documents and explains the loan process, but there are of course a lot of parts that are obvious. So, I recorded it from start to finish and enjoyed listening to it (Of course, I have never played the recording again until now).
Although each individual will have different results depending on various variable conditions such as the amount of loan and interest rate, I wonder if similar results will be derived from the conditions of the ordinary and ordinary people (?). In September 2021, the interest rate for Sohee and his wife’s jeonse loan was set at 2.9% (the interest rate is a 6-month variable rate)
Sharing of loan consultation
<Preferential interest rate>
1) 0.3% preferential rate is applied to Kookmin Bank beneficiaries
2) 0.3% preferential rate applied when using Kookmin Bank credit card over 300,000 won per month
3) Apply 0.1% preferential rate each when using direct debit, savings account, and star banking
<Repayment terms>