개인회생 신청 자격You can call me right away before reading. We will kindly guide you.
1. You must have an income.
◎ Since you have to pay back money for a certain period of time, you must have income.
◎ If you have no income, you should consider filing for personal bankruptcy and immunity.
2. Debt must not exceed KRW 1 billion unsecured and KRW 1.5 billion secured.
◎ Individual rehabilitation is possible only when the total amount of debt does not exceed KRW 1 billion unsecured and KRW 1.5 billion secured.
Examples of Unsecured Debt: Line of Credit
Examples of collateralized debt: automobile mortgage loan, real estate mortgage loan (money mortgage), subscription bankbook mortgage loan, etc.
◎ If the total amount of debt exceeds KRW 1 billion unsecured and KRW 1.5 billion secured, you should consider applying for general rehabilitation or simplified rehabilitation.
3. You must have more debt than property.
◎ The sum of all my debts (credit loans, mortgage loans, debentures) must be greater than the sum of all my assets (deposits, cars, real estate).
4. Five years must have passed since the previous waiver.
◎ In cases of personal rehabilitation or bankruptcy, if an exemption decision has been previously received, five years must have passed since the decision was received.
5. Miscellaneous
◎ If I have property, do I have to dispose of it?
→ No need to dispose of your property!
◎ Is it possible to recover debts caused by waste, bitcoin, gambling, stock investment, etc.?
→ It is possible!
◎ Is it possible to rehabilitate debentures, days, and taxes?
→ It is possible!
◎ Is personal rehabilitation possible even if the creditor does not consent?
→ It is possible!
◎ Is personal rehabilitation possible only when the debt is over 3 months in arrears?
→ Even if you are not overdue yet, you can apply for personal rehabilitation!
Personal Revival! You can succeed with Honghak Law Firm.
Address : #206, 133, Dangsan-ro, Yeongdeungpo-gu, Seoul (Dangsan-dong 3-ga, Seorim Building)
Tel : 02-2637-1101
Fax : 02-2637-1118
E-mail : hope@lawfirmkang.com
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