케이뱅크 사잇돌 대출Financial Input: 2021/08/02 08:58
On the 2nd, Internet-only bank ‘K Bank’ announced that it has launched a mobile-only ‘Saetdol Loan’ that can be applied for 100% through the K Bank application (app) without submitting separate documents.
Saetdol Loan is a high-interest loan product provided to low- and mid-credit borrowers with a guarantee from Seoul Guarantee Insurance in accordance with government policy.
K Bank’s Saetdol Loan can be applied for not only by wage earners who have been employed for more than 3 months and have an annual income of more than 15 million won, but also by self-employed individuals who have been in business for more than 6 months and have an annual income of more than 10 million won based on the income certificate.
The loan limit is 20 million won, and the lowest interest rate is 4.63% per annum. Loan repayment can be extended for up to 5 years in the form of equal principal and interest repayment. Since K Bank has eliminated early repayment fees on all credit loans since July, there is no fee for repayment at any time. K Bank is strengthening its high-interest loan products for low- and mid-credit borrowers along with the launch of the Saitdol loan. The limit for the ‘Credit Loan Plus’ loan for low- and mid-credit borrowers has been raised from 50 million won to 150 million won.
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