캠코 소액대출According to the ‘Small Loan Status for the Past 4 Years’ received by Rep. Yoon Young-deok (Democratic Party of Korea, Gwangju Dong-gu Nam-gu Gap) of the National Assembly’s Political Affairs Committee on the 23rd from the Korea Asset Management Corporation, the number of people receiving small loans over the past 4 years was 3,802, and the loan amount was 15.6 billion won.
‘Small Loans’ is a system that provides living stabilization fund loans to those who are faithfully repaying their debts through the credit recovery support program.
The loan amount is up to 20 million won (up to 5 million won for faithful repayment of personal rehabilitation), the loan is 3-4% per annum, the loan period is up to 5 years, and it can be used with equal monthly installments. By year, it was confirmed that △1,515 people, 5.8 billion won in 2020, △1,085 people, 4.3 billion won in 2021, △823 people, 3.8 billion won in 2022, and △379 people, 1.7 billion won by August 2023. It was revealed that the number of people supported and the amount of loans are decreasing every year.
The total budget for four years is 31.1 billion won, but only 15.6 billion won has been executed by August 2023, so the execution rate is only 50%. This year, the budget has increased by 300 million won compared to last year to 8 billion won, but only 1.7 billion won (21%) has been executed by August.
Rep. Yoon Young-deok said, “We must prevent credit recovery faithful repayment borrowers from falling into illegal private lending because they cannot obtain small amounts of emergency funds,” and “It is urgent to promote and improve the system so that more people can use it in line with the purpose of KAMCO.”
