청년도약계좌 신청방법 Deposit product/subscription (personal banking | financial product | deposit | deposit product/subscription)

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Certification Center
※ For further details, please refer to the product information below.

※If it is proven that you have completed the following military service with a military registration certificate, the period is limited to 6 years.
Age calculated by subtracting the period of military service from the current age
go. The total salary for the previous tax period is 75 million won or less.
※ Limited to cases where there was only earned income in the immediately preceding tax period or only comprehensive income that is not added to the earned income and comprehensive income tax base, excluding cases where there was only non-taxable income Note 2)
me. The amount of comprehensive income added to the comprehensive income tax base for the previous tax period is 63 million won or less.
※ Excluding those with earned income whose total salary exceeds KRW 75 million in the previous taxable period and those with only non-taxable income Note 2)
Note 1) If the income of the immediately preceding taxable period is not determined as of the date of subscription, satisfaction is determined based on the income of the previous taxable period.
Note 2) When receiving childcare leave benefits or childcare leave allowance pursuant to Article 12, Item 3, Item 3 of the Income Tax Act, it is not considered as a case of only non-taxable income.
go. The household income in the immediately preceding taxation period must be 180% or less of the standard median income under Article 2, Paragraph 11 of the National Basic Livelihood Security Act for the preceding year.
me. National income shall be calculated by adding up the total salary of household members, the amount of comprehensive income added to the comprehensive income tax base, the amount of business income calculated at the end of the year, pension income, and income of religious people.
all. The household head4) must be judged based on the resident who wants to subscribe to this savings account and his/her resident registration certificate (for foreigners who cannot obtain a resident registration certificate, alien registration certificate), spouse, parents, children, and siblings ( However, siblings are included as household members only if they are minors, and grandparents can be included if it is confirmed that the young person is supporting them.)
Note 3) If the income of the immediately preceding taxation period is not determined as of the date of subscription, satisfaction is determined based on the income of the previous taxation period and the standard median income of the previous year.
Note 4) Even if a person is a household member according to the resident registration certificate, in case of exceptions where it is difficult to determine a person as an actual household member, the Korea Inclusive Finance Agency confirms the household member through separate supporting documents.
Note 5) If it is not possible to confirm whether or not you are a “financial income comprehensive taxable person” for the immediately preceding taxable period because the income of the immediately preceding taxable period is not determined as of the date of subscription, the remaining two taxable periods shall be determined, but the “financial income” of the immediately preceding taxable period after subscription shall be determined. If confirmed as a “Comprehensive Tax President”, tax exemption benefits and government contributions cannot be paid, and payment is suspended (not applicable to subscription).
Note 6) A person whose total income under Article 14, Paragraph 3, Item 6 of the Income Tax Act exceeds the comprehensive tax base amount for interest income, etc. under the same item.
[Table 1. Government contribution payment structure by individual income]
※ Based on inquiry date, before tax deduction
※ The preferential interest rate posted on the branch and KB Kookmin Bank website at the time of new subscription is applied.
※ The preferential interest rate is applied during the contract period to accounts that meet the conditions provided below and are canceled at maturity.
※ Based on inquiry date, before tax deduction
※ The interest rate posted at the branch and on the KB Kookmin Bank website at the time of subscription will be applied until 3 years from the date of subscription. The final interest rate may change after 3 years from the date of subscription.
You are subject to customer verification (CDD/EDD).
The customer verification system is an essential system to increase the transparency and reliability of financial transactions. If you are a non-face-to-face transaction customer who only uses internet banking and is subject to customer verification, you can register your customer verification information using the KB Star Banking app or visit a nearby branch. Please visit us to receive detailed information on the customer verification system.
Go to KB Star Banking Customer Verification System
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1588-9999, 1599-9999, 1644-9999
When calling from overseas to Korea +82-2-6300-9999
Loan short-term delinquency and maturity information 1588-9008
When calling from overseas to Korea +82-2-3702-1240
1800-9999
(Excluding loss and accident reports)
Investment product approval confirmation 1833-3938
When calling from overseas to Korea +82-1833-3938
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