주택연금 수령액 Subscriber Notice Bulletin Board List | Precautions/Frequently Asked Questions (Excluding Cancellation) | Housing pension | Korea Housing Finance Corporation

주택연금 수령액mortgage loan

home warranty

housing pension

citizen participation

Disclosure

Construction introduction

Q

Procedure in case of death of subscriber

(Housing pension payments will be temporarily suspended until the spouse completes registration of ownership transfer (excluding trust-type housing pension) and assumption of financial institution debt.)

Q

Changes in mortgage housing, such as moving

* However, if the cumulative value of collateral applied to calculate the monthly payment exceeds KRW 1.2 billion, the collateral value is increased to the limit of KRW 1.2 billion, and if the collateral value applied to calculate the monthly payment before changing the mortgage house has already exceeded KRW 1.2 billion. Monthly payments may not increase.
When using the preferential payment (mixed) method, a larger monthly payment is paid depending on the price of the house than the lifetime payment (mixed) method. Therefore, additional contributions are paid when the collateral value increases due to a change in the mortgaged house or due to reconstruction, etc. Even so, no additional monthly payment will be made. (In this case, there is no need to pay an additional initial deposit.)

Q

Reason for suspension of payment

Q

Reason for payment adjustment (preferential method)

Q

Things to keep in mind when canceling

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COPYRIGHT© KOREA HOUSING FINANCE CORPORATION All Rights Reserved

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