A credit card full of benefits if used well
If you use it once, you will continue to use it, so people who are financially savvy often avoid it.
In my case, I get a discount by linking the utility bills that are automatically debited during the monthly fixed expenses through a credit card.
If you look at the benefits of the card, there are cases where it is possible to fill up a certain amount of the previous month’s performance. 삼성카드 실적 조회
Thinking that the amount charged and the amount used in the period for calculating the performance condition of the previous month will be the same!
Today we are going to take some time to get this concept right. 이베이스매뉴얼
What is the difference between Samsung Card’s previous month’s performance calculation period and usage period by payment date?
Now, when we issue a card, what do we specify?
Payment date right away!
Depending on the credit extension period, which is the period from the date of use of the credit card to the date of payment, the period of use of the card for which the amount to be charged is calculated.
The previous month’s performance calculation period refers to the period from the first day to the last day.
To match the amount of the previous month’s performance calculation period with the amount of the billing period, it is a good idea to check the usage period by payment date.
Samsung Card Usage Period by Payment Date (Lump-sum Payment/Installment)
Now, in order to meet the performance requirements and receive benefits, it would be better to match the previous month’s performance period and payment date.
Please note that Samsung Card has a credit extension period of 43 to 44 days, so the payment dates from the 1st to the last day are the 13th and 14th.
Lump-sum payment / installment period
payment date
Lump-sum payment / installment period
1 day
20th of the previous month to 19th of the previous month
18 days
6th of the previous month – 5th of the current month
5 days
24th of the previous month to 23rd of the previous month
21 days
9th of the previous month – 8th of the current month
10 days
29th of the previous month – 28th of the previous month
22 days
10th of the previous month – 9th of the current month
11 days
30th of the previous month to 29th of the previous month
23rd
11th of the previous month – 10th of the current month
12 days
31st of the previous month – 30th of the previous month
24 days
12th of the previous month – 11th of the current month
13 days
1st of the previous month – the last day of the previous month
25 days
13th of the previous month – 12th of the current month
14 days
1st of the previous month – the last day of the previous month
26th
14th of the previous month – 13th of the current month
15th
3rd of the previous month – 2nd of the current month
* The contents are subject to change in 1-2 business days (based on business days) due to business days or circumstances of the credit card company.