비상금 대출 거절By DEVELOAN
June 25, 2023
Home – Financial Products – Find out all about Kakao Bank emergency fund loan extension, reasons for rejection, etc. (up to 3 million won)
An emergency fund is one of the most important elements in life. As you live life, you always need extra funds because you never know when and where something will happen. However, there are many cases where the money cannot be spent on time because the emergency fund has not been prepared.
For these people, let’s learn about Kakao Bank’s emergency fund loan, which helps them easily and conveniently receive emergency funds.
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I think this is the most common reason for Kakao Bank emergency fund loan rejection reviews. Kakao Bank is a first-tier financial institution and is subject to regulations of 40% DSR for amounts exceeding 100 million won and 100% for amounts below that.
As the maximum emergency loan limit is 3 million won, you will not be subject to DSR regulations in most cases, but if you are unemployed or a college student with no income at all, you may be rejected for an emergency fund loan from Kakao Bank.
In this case, the DSR limit may be calculated based on recognized or reported income rather than documentary income, but you should contact the Kakao Bank review team for further details.
If you have a history of delinquent payments in the past or if you currently use card loans, cash withdrawal services, or loans from third-party financial institutions, this will have a negative impact on your credit rating. If you manage these records well on a daily basis, you can use your credit to make financial transactions such as taking out a loan or opening a credit card when you really need it.
So far, we have learned about Kakao Bank emergency loan. Please refer to the above and achieve financial freedom by using your emergency fund only for productive consumption rather than wasting it on unproductive things.
Good article to read together
Find out about the Pepper Savings Bank Peppers Emergency Loan conditions, limit, and interest rate (minimum 6.90%) – available to the unemployed and college students
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