농협 금융인증서 발급방법 How to issue Nonghyup financial certificate

A while ago, I posted about the difference between a joint certificate and a financial certificate. Joint certificates and financial certificates each have their pros and cons. Those who have used public certificates in the past will use a lot of familiar joint certificates, but once you try a financial certificate, you will be amazed at the convenience and simplicity. Today we are going to learn how to issue a financial certificate. It can be issued in 5 minutes, so please read to the end of the post. 농협 금융인증서 발급방법
1. What is a financial certificate?
Financial certificate is a self-certification service launched by supplementing the shortcomings of public certificates. It is very convenient because the issuance fee is free, it can be used on most financial sites and public institution sites, and it is valid for 3 years and is automatically renewed. In addition, there is no need to install a separate security program, and since it is stored on the cloud server, it has the advantage of being safer than storing it in a storage device.
2. How to issue a financial certificate
Financial certificates can be issued on PC and mobile. The generated financial certificate is stored in the cloud server without the need for a separate security program or storage device and can be used conveniently. In the case of a PC, it can be issued at the authentication center of each bank’s website. I will attach a link to the issuance of financial certificates for the 5 major banks below. The layout of the application is different for each bank, but basically, the order of issuance is the same. I will explain based on the Kookmin Bank app. 이베이스매뉴얼
1) Go to the Kookmin Bank application and click the ‘≡’ icon at the top and click ‘Authentication/Security’.

농협 금융인증서 발급방법
2) If you go to the authentication/security window, click on ‘Issue/reissue financial certificate’, and then click ‘Issue/reissue financial certificate’. After that, after verifying your identity and security card according to the order, set your password and you are done.
※Cautions for issuance
◦After issuing a financial certificate from one bank, the other bank must either register with another bank or delete the existing financial certificate before issuing it.
◦ Financial certificates can be issued on both PC and mobile for banks in the 1st financial sector and some 2nd financial sector banks.
◦ Kakao Bank cannot issue financial certificates.
◦K-Bank can issue financial certificates only through mobile banking.
3. Links to financial certificate issuance by 5 major banks
All banks have the same method of issuing financial certificates. After moving to each bank’s website, click ‘Certification Center → Financial Certificate → Issuance/Reissuance of Certificate’ to obtain the issuance.
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How to register a third-party financial certificate in the Nonghyup app!
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The Prepaid Phone ・ 2021. 11. 12. 12:42
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How to register a third-party financial certificate in the Nonghyup app!
Hello~ Last time, I uploaded the contents of issuing a financial certificate out of necessity~ I registered the certificate of another bank in the Nonghyup app to use it in other banks as well~ I often use it~ I will upload it today~ hehe


Go to Authentication/Security
To register the financial certificate issued by Hana Bank with the Nonghyup, I went into the Nonghyup app. When I entered, “Certification/Security” appears at the bottom.
You can enter the financial certificate here.
You have to go to third-party certificate management.
All you have to do is go in and select Register for a third-party certificate.

Third-party certificate registration
To register a third-party certificate, you must first verify your identity.


For the prepaid phone, I authenticated myself with a resident registration number. You just need to select the financial certificate to register.


Please double-check that you are correct.

Enter security card number
All you have to do is enter the appropriate number on the Nonghyup security card.

Telephone (ARS) authentication
And complete phone verification with the phone number registered with the bank.


A notification pops up saying that the third-party certificate has been successfully registered. How about it? It’s easy.
A certificate that has passed one year in the past..
A red warning light came on telling me to keep reissuing, but I turned it off all the time and decided what to do with reissuing only today.
Since December 10th, the existing certificate named accredited certificate has now overwritten only the shell of “joint” instead of the shell of “public”.
There was the inconvenience of having to renew the accredited certificate every year, ActiveX had to be installed, and Chrome didn’t work… There were a lot of bad things.

It is said that nothing has changed with the joint certificate.
Let’s take a closer look at which of the various certificates is the best. There is a chance to get a cup of Starbucks… Follow it to the end.

Revocation of accredited certificate – after December 10, 2020
The accredited certificate was previously issued only by 6 nationally recognized institutions, and only those institutions have been used to show off their legal superiority. Only the name, but the name was changed once.

So, I don’t know what to use?
As before, reissuing as if renewing a contract would be a sequel… But now that the ‘official’ character is removed, it’s a shame…
Is it true that private certificates that are running hard are not vulnerable to security…

Existing users can continue to use the existing ones until the expiration date.

Do you want to renew the accreditation certificate? How do you do it?
The expiry date is on December 28th, so it keeps showing the expected expiration date in red letters.
How do I do this? Anyway, you have to make a decision. 22 days have already passed…
Method 1 . Renew the same as the existing accredited certificate
If you are familiar with the existing accredited certificate and are okay with it, you can extend it as before.
The method is the same as the one a year ago, there is no limit to the number of renewals, and it can be renewed on the website or mobile app of a financial company that has previously issued an accredited certificate.
These days, it is of course possible to verify your real name without face-to-face visits to the bank.

Method 2 . Issuance of a new financial certificate

Issue a new financial certificate.
The financial authentication service is issued and stored in the cloud of the Korea Financial Telecommunications and Clearings Institute, and when a request is made from my computer or mobile phone, it is compared with the cloud contents.
The issuance method can be processed at the mobile banking authentication center of each bank.

The ‘financial authentication service’ jointly launched by the Korea Financial Telecommunications and Clearings Institute is a service provided separately from the ‘joint certificate’.
The ‘financial authentication service’ is said to have been made by improving convenience and security by supplementing the shortcomings of public certificates.
Method 3. Issuance of a new platform operator-based certificate
It is a method of issuing PASS, Naper, Payco, Kakao Pay, and bank’s own certificate.

It is said that from next year, the National Tax Service Hometex year-end settlement will be processed only with the PASS certificate of the three telecommunication companies. In addition to the public certificate, five private digital signatures (private certificates) will be used to access major public websites such as the National Tax Service’s Hometax Simplified Year-end Settlement.
SK Telecom, KT, and LG U+ Telecom announced that they will apply the pass certificate to the National Tax Service’s hometax year-end tax simplification service from January 15, 2021 through a business agreement with the Ministry of Public Administration and Security.


This is a comparison table between the existing accredited certificate and the new financial authentication service. (Data from Korea Financial Telecommunications & Clearings Institute)




Can it be used everywhere? Most important!!

This is a list of available certificates by financial sector (Data from Korea Financial Telecommunications & Clearings Institute)



1. Joint certificates (including those that have previously been issued accredited certificates) can be used in all financial institutions such as banks, insurance companies, and securities companies
2. Financial authentication service (KFTC) is available at 22 financial institutions including major banks such as Shinhan, Kookmin, Woori, Hana, and Nonghyup.
※ However, depending on the system preparation status, some financial institutions may use it after 12.10.
3. Some banks, such as Kookmin, Hana, Nonghyup, and corporations, issue their own certificates (however, the use of these certificates is restricted by other financial institutions)

After looking around, I decided to choose number two here.
First, the previously used number 1 can be reissued, but in order to get rid of the existing inconvenience, we decided to use the financial authentication service number 2, which is available everywhere.

Shinhan Bank starts issuing new certificates

Financial certificate issuance procedure
Open Shinhan Bank sol Sol app
The due date is December 28, so there are 6 days left.
Flickering and now trying to issue a new certificate.


Right click the three lines.


Click on Authentication/Security in the middle.


To issue a financial certificate, click the first icon Issuance/Reissuance of Financial Certificate.

This is the certificate issuance/reissuance screen. Choose~


must agree in full.


Choose one social security number and one account number.


Enter your name, phone number, and date of birth as prompted.


A verification code is sent to your mobile phone.
After checking the text that received this two-digit verification code, you can enter a reply to it on your mobile phone.


Then, consent is dropped from the original signup screen, and a password input screen is received. Enter the same number twice until confirmation.




Finally done….

Total time required was about 3 minutes.
There doesn’t seem to be any difficulty…
Even grandma can do it. However, if you look closely at the capture screen, you can drink. It might be difficult to find the menu if you do it alone..


I made it all, how do I use it?
Let’s make the icon a little bigger…
Do you mean click on that?
I’m wondering if I’m clicking on the financial authentication center at the bottom…

In actual use, if you click the icon that looks like a key, the certificate you just created is displayed like a card… Then the real login is over….

Participate in the event and get a cup of Starbucks
It’s only possible if you’re on Instagram… Wow~ I don’t do Instagram…